Do you need a credit card that can help you save money on purchases locally and abroad? With a Shinhan Bank Credit Card, it’s possible. You can use this card for all types of transactions and even get cash advance of your total credit limit. Shinhan Bank also has instalment plans for transactions up to 3,000,000 VND.
Read on to find out how you can apply for this credit card.
Features of the Shinhan Bank Credit Card
Boost your lifestyle one at a time with your very own Shinhan Bank Credit Card. It has tons of features that you can benefit from. In this article, we’re going to look into the benefits of having the Shinhan Bank Vietnam Consumer International Visa Credit Card.
Tired of loans with towering fees and charges? With this credit card, you can finally purchase an appliance or home furniture without going through a lot. Pay using this card and go for an instalment plan to pay a small fraction of the total amount for three, six or twelve months. Note that for purchases amounting to 3,000,000 VND, you can enjoy zero percent interest for a 12-month instalment plan. If you prefer an 18-month instalment, you can enjoy a minimum interest charge from the bank.
Another great thing about having the Shinhan Bank Vietnam Consumer International Visa Credit Card is you can get free access to Shinhan Bank’s affiliates like CGV Cinema and Lotte Cinema. A maximum of two free access per month is applicable for Shinhan Bank cardholders.
If you love shopping, you’ll be glad to know that this credit card can give you access to merchant discounts up to 50%. Simply shop to more than 100 Shinhan Zone merchants to avail of these amazing deals and promotions.
Shinhan Bank Vietnam Consumer International Visa Credit Card Application
To apply for this credit card, you can either submit an application form on the Shinhan Bank website or visit the nearest branch. To ensure the success of your application, you must be at least 18 years old, employed and a legal resident of Vietnam. Monthly income should be at least 6 million VND and above. Also note that the bank may need to verify your information, so make sure to have with your original copies of labour contract, bank account statement and income receipts.
For the credit limit, Shinhan Bank will determine the amount based on your financial status. The figure can be between 1 million VND to 10 million VND or higher.
Fees and Charges of the Shinhan Bank Vietnam Consumer International Visa Credit Card
To continue using this credit card, you must be able to pay certain fees on top of your bill. The annual fee of this credit card is at 110,000 VND. For the cash advance, you will be charged 4% of the minimum amount of 50,000 VND. A late payment fee of 5,000 VND is charged too if you missed your due date, plus an interest rate of 2.16% of the total amount due.
Order this credit card today and experience a boost in your everyday living. Enjoy countless perks and deals only accessible to Shinhan Bank Vietnam Consumer International Visa Credit Card.