Want an everyday credit card that can give you tons of privileges and benefits that perfectly match your lifestyle?
With an SCB credit card from Standard Chartered Bank, you can stop your search. It provides irresistible rewards and exclusive deals that will help you manage your finances better.
To know more about how to apply for an SCB Credit Card, keep reading on. We will tell you all about this card and the rates and fees involved with having it.
SCB Credit Card
Standard Chartered Bank takes pride in offering a wide selection of credit cards that can fit your needs. With these credit cards, you can live a discerning lifestyle that will help set you apart from the crowd.
One of SCB’s best offerings includes the Visa Signature Credit Card. This functions as a regular credit card with the added benefit of premium rewards points, international privileges, and flexible banking! In requesting this credit card, it’s good to have an understanding of the advantages you can experience…
SCB Credit Card Features and Benefits
To help you understand the benefits that come with having your own SCB credit card, let’s focus on the SCB Visa Signature Credit Card.
Firstly, with the SCB Visa Signature Credit Card, you get absolutely 0% interest on instalment plans! This means you can enjoy paying for your transactions at select partner establishments on a monthly basis, without the extra charge.
Secondly, you get to enjoy 0% surcharge when you avail of airfare and travel packages from their trusted partner establishments! In fact, they’ll even throw in complimentary travel insurance!
And get this – one of the best features the SCB Visa Signature Credit Card has to offer is their rewards points program. By applying for this credit card, you can earn rewards points and convert these into shopping and dining experiences, airline miles, and other amazing lifestyle choices. Simply spend Rs. 100 on your reliable credit card and you can earn 1 point!
Itching for more? Get accessible and convenient banking right at your fingertips with the help of their online and SMS banking services. With this, you can also experience a secured shopping excursion unlike any other. Everything you could ever want is already in the Standard Chartered Bank Credit Card.
Applying for the SCB Credit Card
One of the easiest ways to get your own card is to fill out their online application form on the website. To apply, you must be at least 18 years of age and should have a stable job that gives you a minimum net income of Rs. 200,000.
Other documents you need to prepare to include proof of ID, proof of income, proof of billing, certified latest salary slip or letter, and proof of other fixed allowance.
The bank will process your application based on the documents you have provided. If approved, they will determine your credit limit depending on your credit score and your financial status.
SCB Credit Card Fees
As a responsible cardholder, you need to bear in mind that there are some fees and charges you need to pay. Let’s take a look at the SCB Visa Signature Credit Card once more.
The joining fee for the primary card is at Rs. 1,500 and the annual membership fee amounts to Rs. 7,000. Meanwhile, a supplementary card’s joining fee is charged at Rs. 500 and an annual fee of Rs. 3,500 for the first year and Rs. 2,500 for the subsequent years.
Remember that the monthly interest rate is 2.33%, making it one of the most competitive rates in the market. There is also a cash advance fee of Rs. 900 and a late payment charge of Rs. 900.
How to Contact the Bank
Overall, the SCB credit card is a phenomenal choice if you want a low-cost credit card that gives you excellent rewards every time you shop.
Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.