Brac Bank Credit Card – How to Apply?

Looking for an everyday credit card that offers thrilling perks and deals whenever you use it? Credit cards have become an essential item in everyday life due to the convenience they offer when it comes to cashless transactions…


And whilst some banks only offer the basic functions of a credit card, others offer a lot more, including rewards points, discounts, and special privileges.

For a low interest, everyday credit card that offers more, a Brac Bank credit card is a worthwhile option. Keep reading to find out how you can apply.


Brac Bank Credit Card Features & Benefits

To better understand the features and benefits of a Brac Bank credit card, let’s take a look at their basic offering, the Brac Bank Classic Credit Card (available in Visa and Mastercard).


One of the best things about the Classic Credit Card is the rewards points you earn every time you make a transaction.

When you spend Tk 50 or USD 1, you will receive 1 point. Once you accumulate enough points, you are entitled to treats and deals from partner establishments and merchant outlets nationwide…

You can use these rewards points to pay your annual fee, receive vouchers to use at your favourite shops, or redeem for gifts from the Brac Bank rewards catalogue.

Payments and Savings

Another benefit you can enjoy using this credit card is a convenient way to make your credit card payments.

You can take advantage of internet banking and ATMs to conveniently pay your bills. Should you need to pay at a bank location, you also have the option to make over-the-counter payments.

Aside from these, you are given BDT 1,000 cash savings voucher at Shwapno as a welcome offer upon card issuance!

Brac Bank
Image Source: Brac Bank

How to Apply for a Brac Bank Credit Card

You can apply for a Brac Bank Credit Card in just a few simple steps at the Brac Bank website; however, it is not yet possible to complete your application online.

When you submit your application form to the bank, you will also need to provide supporting documents, such as proof of income. These documents may include a national ID card, Tin certificate, bank statements, and utility bills.

To be eligible for a Brac Bank credit card you must be at least 18 years old with a minimum monthly income of BDT 20,000, whether you are a salaried employee or a self-employed individual.

Salaried individuals must provide a bank statement for the last 3 months of salary. Partially account paid salaried individuals must provide cash vouchers for the last 6 months.More info on eligibility and required documents can be found here.

Approval and Credit Limit

If your application is approved the bank will determine your monthly credit limit based on your financial standing. This could be anywhere between Tk. 10,000 to Tk. 200,000.

Brac Bank Credit Card Fees and Charges

There are some important fees you need to remember when requesting your own Brac Bank Credit Card.

To better understand the charges involved, let’s take a look at the Classic card again. (Note that this list is not comprehensive, and you should visit the bank website for more details.)

  • Annual Membership Fee: Tk. 1,500
  • Annual Supplementary Fee: Tk. 750 per card (from the 2nd supplementary card and after)
  • Annual Interest Rate: 20%
  • Cash Advance Fee: 2.5% or Tk. 200 (whichever is higher)
  • Late Payment Charge: Tk. 500
  • Card Replacement Fee: Tk. 500
  • Pin Replacement Fee: Tk. 300
  • Over Limit Charge: Tk. 750
  • Balance Transfer Processing Fee: 2% or Tk. 150 (whichever is higher)

Brac Bank Credit Card and Travel

Once you have your own Brac Bank credit card, you are entitled to one free stay at a partner hotel or resort. Just make sure that you use your card to pay for the first night and your 2nd night will be free of charge.

Brac Contact Info and Head Office Address

To get in touch with Brac via telephone, you can call their 24/7 call center at 16221.

The head office address for the bank is BRAC Bank Limited, Anik Tower 220/B, Tejgaon, Gulshan Link Road, Tejgaon, Dhaka 1208.


With every use of your credit card, you know you are making valuable transactions and getting something in return. Apply for a Brac Bank Classic Credit Card and find out its value for yourself.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.