How to Apply for a SunTrust Bank Credit Card

If you like cash back rewards then you might want to check out a SunTrust Bank Credit Card. First off, they’ve got a super cute name, but we’re sure you’re expecting a lot more than that from your credit card. SunTrust Bank has a few interesting options that you don’t usually find across the board.


They”ve got a card that gives cash back rewards, and doesn’t put a cap on your cash back (in relation to your card limit) Plus they’ve even got a cash deposit BONUS. That certainly is not your standard credit card fare.  And you don’t need to pay an annual fee.

Which card would that be you ask? The SunTrust Bank Cash Rewards Credit Card has got all of those goods. You should always base your decision on your personal credit needs, regardless of fun bonuses so let’s get into some details.


Want a credit card that gives cash back rewards for all your purchases, NO annual membership fee and get cash deposit bonus? SunTrust Bank Credit Card is for you. Here's how to apply...

The Benefits of a SunTrust Bank Credit Card

SunTrust Bank provides you with excellent deals that will definitely give you bang for your buck. Because of this, you can expect to have a worthwhile and fulfilling experience using their Cash Rewards Credit Card.


Perfect for cardholders who wish to save every penny, the Cash Rewards Credit Card will allow you to earn cash back from your transactions. You can get as much as 5% cash back on up to $6,000 spent on gas and grocery qualifying purchases within the first year of receiving your card.

You can also get 2% unlimited cash back on qualifying gas and supermarket purchases after the introductory bonus. Even better, you will get 1% unlimited cashback on all other qualifying purchases.

You can also get a SunTrust Cash Deposit Bonus when you redeem your cash back directly into your account. This can get you a cash deposit bonus of 10%, 25%, or more.

How to Apply for a SunTrust Bank Credit Card

If you are interested in applying for a SunTrust Bank Credit Card, you are in for a treat. With the online credit card application form found on the SunTrust website, you can ensure a hassle-free application process from the comfort of your own home.

To be eligible, the bank will need to verify your credit score. You will also need to provide proof of your legal age, residency, and income. To prove this, you will need to provide bank documents and copies of your IDs and a statement detailing your income.

Should your application be approved, you will be given a credit limit based upon your credit standing at the time of application. To give you a general idea, this can range anywhere from $500 to $10,000. To know more, feel free to call SunTrust Bank or visit your nearest branch.

SunTrust Bank Credit Card Fees and Charges

Let’s take a closer look at the fees and charges of your SunTrust Bank Cash Rewards Credit Card.

  • Annual Fee: $0 for life
  • Annual Percentage Rate (APR): 0% for the first 15 months and13.24%-23.24% (variable) thereafter, depending on your credit score
  • Cash Advance Fee: 4% or $10 of the amount withdrawn (whichever is higher)
  • Late Payment Charge: Up to $38

How to Contact SunTrust Bank

Head office

SunTrust Bank
303 Peachtreet Street, Northeast
Atlanta, Georgia 30308

Telephone: 1 8007 88 7283

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.