Virgin Money Credit Card SA – How to Apply?

Looking for a credit card with NO annual fees? Want access to great deals and discounts? If you answered yes, the Virgin Money Credit Card is your perfect companion for everyday spending and overseas travel. Read on to find out how you can apply for the Virgin Money Credit Card today.


Virgin Money Credit Card Features and Benefits

Virgin Money takes pride in offering financial independence. Because of this, they offer the Virgin Money Credit Card (powered by Mastercard), designed to give you straight up service and a wide range of privileges.

For one, you can save money instead of having to pay outrageous annual fees! Since this card has NO annual fee and NO monthly service fees, you can spend your hard-earned money on items or experiences that bring you joy and happiness.


To help you enjoy your membership, Virgin Money also offers special discounts and exclusive deals that are sure to make every penny worth it. Through their program, you can get a 10% discount if you buy tickets from Virgin Atlantic from South Africa to London or one of the twelve USA routes.

Even better, you’ll get a 10% discount on selected treatments at any Camelot spa and a 10% discount on your stay at Ulusaba! You can even get exclusive deals on your Netflorist and Celestia Gift Experiences! What more can you ask for?


For frequent jetsetters, you’ll be happy to know that you will be equipped with Basic Travel Insurance. This gives you the peace of mind you deserve, especially on long trips.

Want a credit card that has NO annual fees but still provides amazing deals and discount that can complement your needs? Virgin Money Credit Card is your best option. Here's how to apply...

Applying for a Virgin Money Credit Card

Requesting your own Virgin Money Credit Card is easy. All you need to do is visit the Virgin Money website and fill out the online application form.

To apply, you must be at least 18 years of age or older and have a monthly personal income of R5,000 or more. You also need to be a South African resident with a bar-coded ID book or ID card. Lastly, you must also have a South African bank savings or cheque account.

To help the application process along, you need to provide these documents together with your proof of address, proof of income and employment details.

If your application is approved, the bank will determine your credit limit. This personalised limit will be based on your credit standing.

Virgin Money Credit Card Fees and Charges

The Virgin Money Credit Card provides low-interest rates just for you. They’ve also  waived annual fees, monthly service fees, internet banking fees or swiping fees at point-of-sale terminals. Secondary cards are also free of charge.

This leaves you to pay the once-off initiation fee of R170.00, ATM withdrawals at R25.00 and ATM or branch fund transfers at R8.00.

The annual interest rate for this card is 20.5%.

Get your own Virgin Money Credit Card today and you can experience excellent deals and discounts you won’t get anywhere else. With no annual fees and other expensive charges, this is a fantastic credit card option.