Looking for a reliable credit card that gives you more buying power and a longer interest free grace period? An African Bank Credit Card is a great option. Pay for everything without the use of cash and enjoy a convenient shopping experience. Travelling abroad? You can also use this credit card for tours, hotel bookings, dining and more. Read on to find out how you can apply for an African Bank credit card.


African Bank Credit Card Features & Benefits

Most credit cards come with perks. At African Bank, you can enjoy plenty of exclusive deals by simply having a Visa card. In this article, we’re going to look into the features and benefits of the African Bank Silver Credit Card.

Travelling is fun and rewarding, especially when you know you’ve got extra assistance. By having the African Bank Silver Credit Card on you, you are entitled to Global Emergency Assistance. This gives you emergency cash if you lose your card. African Bank will also help block the lost card to avoid unauthorized transactions and then provide a new one.


Another good reason to have the African Bank Silver Credit Card is the longer interest free grace period offered. Other banks may only allow up to 30 days for you to settle your balances. However, with African Bank, you get up to 60 days of interest-free period for more breathing space.

Want access to exclusive deals? This credit card is powered by Visa, which is accepted worldwide. Enjoy discounts on selected products, car rentals, tours and more when you present this credit card upon payment.


For a more manageable banking experience, you can register for Connect Online to have access to your account. With this, you can easily find out how much is left of your credit limit, latest balance and more.

Want a credit card to experience a convenient and delightful shopping but also get great deals and reward points? Get African Bank Credit Card today! Here's how to apply...

African Bank Silver Credit Card Application

It only takes a few steps to apply for an African Bank Credit Card. Note that you can apply online by visiting African Bank website.

Fill out the online application form and provide your most recent proof of income.

Take note that you need to be at least 18 years old to apply for this card.

Your credit limit will be based on your financial rating and capacity to pay. The bank will conduct an assessment to determine the limit, but for an idea, the amount may be between R5,000 to R15,000 or higher.

African Bank Silver Credit Card Fees & Charges

The African Bank Silver Credit Card issues a monthly service fee of R69. This amount is already inclusive of the 15% VAT. If you miss your due payment date and don’t pay the balance in full, you are charged 2% interest.


Overall, if you’re looking for a reliable every day credit card that gives you extra time to settle your balance without added interest or fees, applying for an African Bank Credit Card, particularly the Silver Visa Card, is a smart choice. Apply now to begin enjoying these features and benefits.