Bank Rakyat Indonesia (BRI) Credit Card – How to Apply?

If you dream of taking charge of your own finances and earning rewards for every purchase you make, getting your own credit card will help make that happen.


Bank Rakyat Indonesia offers you a promising range of credit cards designed to fit any lifestyle. For your personal use, the BRI Easy Card is an excellent option.

To know more about how you can apply for this credit card, read on. We will also detail the important rates and fees associated with the card on this card.


If you are looking for credit card that reward you with cashback options for almost everything, then get Bank Rakyat Indonesia (BRI) Credit Card. Here's how to apply.

Bank Rakyat Indonesia Credit Card Features and Benefits

When requesting your own credit card, you want to know what kind of perks and privileges you can get from using it. The BRI Easy Card (available in Mastercard) gives you an exciting world of possibilities. Its rewards program helps you accumulate points based on every transaction.

Bank Rakyat Indonesia understands just how important saving is to you. This is why they reward you with cashback options for almost everything!


For every withdrawal made at your local ATM, you earn 1% cashback. Likewise, you earn 2% cashback for every supermarket purchase and a 3% cashback for fuel recharge at gasoline stations.

This cashback option gives you access to exclusive deals and discounts that will certainly be worth your every penny.

Even More Perks

You can use your points and cashback privileges to redeem airline miles, movie tickets, dining discounts, and hotel accommodations! Wow, what a treat!

By using your BRI Easy Mastercard, you can gain access to zero-interest credits depending on the partner establishment. This is perfect for individuals who want to bang for their buck.

In addition, you can feel secure as a BRI cardholder as the bank values security and will monitor your online transactions for any cases of fraud.

Applying for a Bank Rakyat Indonesia Credit Card

Before applying, make sure that you have all the right documents. This will ensure that the department head will not overlook your application.

First, you need to be between the ages of 22 to 55 to apply and you must have a minimum income of Rp. 3,000,000 per month.

To apply, simply fill out the online credit card application form found on the Bank Rakyat Indonesia website.

Some of the documents you need to prepare along with your application include your KTP, NPWP, and salary slip. You also need to provide a valid proof of billing address and proof of income to help strengthen your application.

If approved, the bank will determine your credit limit based on your financial standing. The initial limit for the BRI Easy Card can range anywhere from IDR 3,000,000 to IDR 24,999,999.

Bank Rakyat Indonesia Credit Card Fees and Charges

Knowing the fees and charges that come with your credit card is a huge responsibility. As a primary cardholder, you are required to pay an annual fee of Rp. 250,000, while a supplementary cardholder would need to pay IDR 125,000.

There is also a late payment fee of 3% of the previous month’s transaction balance, or a maximum IDR 150,000. Then, there is also an over-limit fee of IDR 50,000.

With this card, users are also subject to an IDR 50,000 limit increase fee.

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How to Contact the Bank

If you would like to learn more about this offer, you can call the bank at 14017 / 1500017.

You can also locate their main address at Gedung BRI Jl. Jenderal Sudirman Kav.44-46 Jakarta 10210 Indonesia.


In this day and age, having a reliable credit card gives you the financial independence you need. With the array of advantages made available by Bank Rakyat Indonesia through their BRI Easy Card, you can make sure that your spending habits are rewarded.

Make sure to check out the terms and fees carefully before choosing which credit card is right for you! We hope this article gave you more of the information you needed to make an informed choice.

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.