HSBC is one of the largest financial institutions in the world, with many credit cards to offer. Regarding credit cards, you can always trust that HSBC has a myriad of choices for you, ranging from zero annual fees to 0% intro APR offers.
Anyone looking to apply for an HSBC Credit Card should check out what’s in store for you in this article. You’ll learn more about which type of HSBC Credit Card fits your budget and your lifestyle the most.
You can also discover how you can apply for any HSBC Credit Card with the article below.
HSBC Premier Credit Card
If you’re looking for an HSBC Credit Card that lets you earn rewards while you book your next vacation, the HSBC Premier Credit Card is the ideal credit card that you should be applying for.
It offers a wide range of travel perks such as discounts, rewards, and many more. Check out what’s in store for you with the HSBC Premier Credit Card.
HSBC Premier Credit Card Features and Perks
The HSBC Premier Credit Card lets you enjoy spending more with the credit card by letting you earn reward points.
You can start earning 1 reward point for every eligible purchase that you make, like in Sterling. 2X rewards points per £1 that you spend on other currencies.
You can then redeem the points that you’ve earned for vouchers that can be used in many retail stores within the UK.
Get Travel Perks With the HSBC Premier Credit Card
There are also many travel perks that you can enjoy with the HSBC Premier Credit Card, such as using your rewards points to pay for your hotel stays at select hotels all over the country.
There is also a reward for the Miles program that lets you transfer your points to their partner airlines and hotels for even more rewards.
Interest Rates and Other Charges
The HSBC Premier Credit Card has no annual fee. The regular APR starts at a variable rate of 23.9% which is one of the most competitive in the entire market.
Cardholders can enjoy 18 months of zero interest fees on balance transfers. Just make sure that you make your balance transfers in the first 60 days to avail of the offer.
HSBC World Elite Credit Card
The HSBC World Elite Credit Card brings even more rewards and perks and takes you to another level with the premium benefits.
The Elite credit card lets you enjoy benefits such as earning points, airline miles, airport lounge access, airport security, and many others.
Find out more about the HSBC Elite Credit Card down below.
HSBC World Elite Credit Card Key Highlights and Features
With the HSBC World Elite Credit Card, you get as many as 60,000 welcome bonus points. You only need to spend £2,000 for the first 90 days of opening your account to get the welcome bonus.
Using the card for purchases means you earn as many as 3X reward points for every £1 that you spend. You can convert your rewards points into airline miles with 11 airlines, such as Singapore Airlines and Qatar Airways.
Swap your points for hotel stays or vouchers for retailers like M&S and Amazon.
Elite Travel Perks and Rewards Experience
The HSBC World Elite Credit Card is truly the elite credit card for travel. You get complimentary and unlimited access to 1,600 airport lounges all over the world.
You also get airport security access as fast as possible making your travel secure and convenient.
Additionally, you also get discounts at hotel bookings up to 14% at Agoda and 10% at Expedia.
Interest Rates and Other Charges
The HSBC World Elite Credit Card has an annual fee of £290. The interest rates for purchases are at 29.9% variable and a representative APR of up to 100.2% variable.
This is all based on an assumed credit limit of £1,200.
How to Apply for the HSBC Credit Card
Applying for the HSBC Credit Card can be done in two ways. You can visit your local HSBC branch and inquire about the application process and the requirements for the application.
You can also do it online by checking out the official website for more details. The online application is much faster, as you only need to wait for a couple of minutes to learn if you’re approved.
Qualification Requirements for Application
The application process for both cards can be quite strict. You must have a US HSBC Premier account first to qualify.
You need to be at least 18 years old and above to qualify and must have all the financial documents ready for submission and review during the application. All applicants must be a UK resident to qualify for the card application.
Applying for an HSBC Credit Card Online
If you wish to continue with the online application, head over to the official website and select the credit card of your choice.
Make sure that you’re already qualified for the card, or else you will need to choose another card to apply for. Click Start Application, fill out the online application form, and upload all required documents.
Double-check everything, including the terms and conditions, before you submit your online application.
Contact Details
If you need assistance with the application or you have inquiries about the credit card, you can always contact their customer service department through the number 03457 404 404.
If you are calling from outside the UK, you can use the number +44 1226 261 010. You may also visit their main office located at 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom.
You can also use the mobile app to contact their customer service if you need further assistance with your application or with any inquiries regarding the account. You can download the mobile app at the Google Play Store.
Conclusion
These are just a few examples of what an HSBC Credit Card has to offer. HSBC truly offers one of the best experiences when it comes to rewards and travel. Make sure that you qualify for the card and apply for one today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
