HSBC Credit Card – How to Apply?

Looking for a credit card to help you build your credit score? With a HSBC Credit Card, you can easily do so. You can use this card for purchases locally and abroad with minimal fees applied.


Not only that, you can earn cashback from your favourite shopping centres worldwide and get incredible discounts! HSBC issues different credit cards for you to enjoy, with amazing and exciting features.

To better understand the features and benefits of a HSBC credit card, let’s take a look at the features, benefits and fees of the HSBC Classic Credit Card. Read on to learn how you can apply for a HSBC credit card…


If you are looking for a credit card that gives you the power to pay different transactions by simply swiping a card then get your own HSBC Credit Card now! Here's how to apply:

Features of the HSBC Credit Card

When travelling, it is advisable to have a credit card with you in case you run out of cash in different currencies. Book a flight, jump on a tour, dine and shop, all with a single card.

One of the best cards to have is the HSBC Classic Credit Card which gives you the power to pay different transactions by simply swiping the card. Every time you shop and use this card, you can earn extra points that you can redeem for amazing prizes and vouchers.


The newest feature of this credit card is it can be used with a tap, so you DON’T need to sign on a paper. Just look for the contactless sign in any establishment to pay for anything you want.

This HSBC Classic Credit Card is on the Visa platform, so you can enjoy exclusive offers from Visa anywhere in the world.

HSBC Classic Credit Card Application

Applying for this credit card is simple and easy. First, you need to be a resident of the United Kingdom. You must also be in the age bracket of 18 to 65 years old. To successfully get this card, make sure that your annual income or pension is £8,500 or more.

You can either visit the HSBC website and submit the application online or go to the nearest HSBC branch near you. Also, note that you must not hold an HSBC Basic Bank Account or Credit Card within the last 6 months. Bring with you copies of identification, salary certificate and passport.

Take note that the credit limit is subject to your financial status, affordability and conditions. The limit could be anywhere from a few hundred pounds to a few thousand pounds, depending on your earnings, repayment history, debts and current credit.

Fess and Charges of the HSBC Classic Credit Card

In building your credit score, you need to maintain your account and pay on time and in full.

However, if you miss the 56 days grace period, you will be charged an interest rate of 2.40% monthly or 29.9% annually. The same charge is applied for cash advances as well as balance transfers.

For late payment, you will be charged £12, starting four days after the due date. he best thing about the HSBC Classic Credit Card is that it doesn’t come with an annual fee.

HSBC Address and Customer Service

Address: 8 Canada Square, London E14 5HQ.

For all your queries, you can contact the HSBC customer service at 03457 404 404 (HSBC customers) or 03456 040 626 (non-HSBC customers) from 8 am to 10 pm every day. For those outside the UK, lines are open 24/7 at +44 1226 261 010 or +44 1442 422 929.


Building your credit score is made easy by having this credit card. Use the HSBC Classic Credit Card to enjoy multiple perks and exclusive rewards every time you shop, dine and travel. Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.