Looking for a credit card with 0% interest on purchases? With the Lloyds Bank Platinum Purchase Credit Card, it’s rewarding to shop with 20-months interest-free.
As long as you don’t go over your limit and you cover the minimum monthly repayment, you’re good to go. Plus, you can enjoy the lowest charge on balance transfers!
Read on if you’re interested in applying for this credit card.
Features of the Lloyds Bank Platinum Purchase Credit Card
Lloyds Bank offers a variety of credit cards with distinct features and functions. In this article, we’re going to look closely at the features of the Platinum Purchase Credit Card.
Shopping for gadgets, home appliances, furniture, and other luxuries creates a big hole in your pocket, however, if you have the Lloyds Bank Platinum Purchase Credit Card, you can pay the amount in installments and enjoy 0% interest rate for 20 months.
In case you travel often for work or leisure, you’ll be glad to know that this credit card is powered by Mastercard. Enjoy worldwide acceptance and leave your stash of cash at home – it’s safer.
Love discounts? You’ll get access to merchant discounts on travel, tours, car rental and accommodation, plus other surprises, simply by using your credit card.
Transfer your balances from other banks and enjoy only 3% balance transfer fee. Compared to other credit cards with sky-high fees on balance transfers, Lloyds Bank Platinum Purchase Credit Card only charges a minimum amount.
Lloyds Bank Platinum Purchase Credit Card Application
Interested? It’s easy to apply for the Lloyds Bank Platinum Purchase credit card. You just need to be at least 18 years old, a legal resident of the UK with a regular income. Visit the Lloyds Bank website to apply online. You will need to fill out an online form, providing your personal information.
When it comes to the credit limit, note that the bank will set a manageable amount for you. To Start with, the limit is usually between £300 to £1,500 or higher. Note that you can request a credit limit increase after six months of paying your balances on time and in full.
APR and Charges of the Lloyds Bank Platinum Purchase Credit Card
As a responsible cardholder, you need to pay your balance on time to prevent additional fees set by the bank.
One good thing about the Lloyds Bank Platinum Purchase Credit Card is there is no annual fee.
If you miss the 56-day grace period, you will be charged an APR of 19.9% (variable) and £12 as a late payment fee. For a cash advance, you are charged is £12 per transaction.
Lloyds Bank Address & Contact Details
Address: 25 Gresham St., London, UK, EC2V 7HN
To get in touch with Lloyds Bank, call 0345 602 1997 (or +44 1733 347 007 from outside the UK).
Conclusion
Order the Lloyds Bank Platinum Purchase Credit Card today and enjoy extended low-interest on purchases and balance transfers. It’s the best credit card for low to moderate spenders who don’t want to carry cash all the time.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.
