How to Apply for an Indusind Bank Credit Card

If you want a card that’s going to reward you for what you already purchase, an IndusInd Bank Credit Card might be for you. With an IndusInd Bank Credit Card in your wallet, you can gain access BONUS rewards points, exciting perks, and receive exclusive discounts.


With financial security and preparedness becoming more and more important, having a reliable credit card with you at all times is vital. IndusInd offers a wide range of credit cards, ensuring that each line accommodates varying types of needs and lifestyles. Among their many offerings, perhaps the most accessible is the IndusInd Legend Credit Card (available in Visa).

Before you do anything else on your credit card search, make sure you get your priorities clear. What are you after? Some people want perks and some people want low interest in case they have to pay late. Knowing your must-haves will help you find the card for you. Our editors have investigated this particular IndusInd Bank credit card, and the details are below for you. Read everything before making a final decision on whether or not this card is fit for your wallet.

Image Source: Deccan Herald

Features and Benefits of the Credit Card

To help you understand the features and advantages of IndusInd Bank credit cards, let’s take a closer look at the IndusInd Legend Credit Card.

Firstly, you get to enjoy their exclusive Rewards program which helps you to earn points faster.


For every Rs. 100 spent on shopping, booking movie tickets, bill payments, and more, you get 1 point for weekday spends and 2 points for weekend spends!

You also get to avail of Rs. 2,400 in savings on fuel surcharges, roadside repair services should your vehicle break down, and emergency fuel supply and flat tyre services.

More Pros

Note that cardholders also get to take advantage of the Visa Lounge Access Program, which includes luxury airport lounges in India that host breakfast, brunch, and gourmet meals.

Not to mention you can get private golf lessons, complimentary movie tickets three times each month, and a priority pass for airlines.

Eligibility Info and How to Apply

Applying for the IndusInd Bank Legend Visa Credit Card is easy. Simply fill out and submit the application form on the IndusInd Bank website, and upload your required documents.

This may be a valid proof of identity, proof of income (such as tax return, payslip, etc), and proof of address. In addition, you also need to bring your PAN card and a passport-sized photograph.

To apply, you must be at least 18 years old and must have a good credit score. The application process might take a while. However, you can check if you are eligible for the credit card based on their eligibility tab.

If approved, the bank will determine your credit limit based on the documents you have given them.

Fees/Charges of an IndusInd Credit Card

To help you understand the banking fees that come with owning an IndusInd Credit Card, let’s take a closer look at the IndusInd Legend Visa Credit Card again.


One of the main charges you need to pay attention to is the joining fee of Rs. 9,999. However, the annual fee for the primary and supplementary cardholders is free.

The interest rate for all IndusInd credit cards is 3.83% per month and 46% per year. However, you get an interest-free period of up to 50 days if you pay in full.

Other fees you need to take note of include the cash advance charge of 2.5% (minimum Rs. 300) and late payment charges ranging from Rs. 100 to Rs. 1,300. There is also an over limit fee of 2.5% or minimum Rs. 500.

The foreign markup fee on the Legend card is a unique 1.8% compared to IndusInd’s other cards. And the card replacement fee is Rs. 100.

Contact IndusInd Bank

The IndusInd head office address is 2-57, Road Number 17, MIDC Industrial Estate, Marol, Andheri East, Mumbai, Maharashtra 400069, India.

To apply for this credit card over the phone, simply call 1860 267 7777.


Overall, requesting an IndusInd Credit Card will open up a world of possibilities for you, especially when you’re looking for a luxurious rewards program that gives back. IndusInd offers some valuable perks when it comes to their credit cards, and the Legend card is no exception.

If you think the Legend credit card would be a good offering for your spending lifestyle, then consider applying for it today!

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.