With so many countless credit card options out there, it is very difficult to choose the perfect one for you. Credit cards must always match the way you spend your money and how you can optimize the card’s benefits.
Whether it is for cashback rewards or simple travel rewards, you must always choose a credit card that fits your needs. This is why the Citizens Bank Credit Card has all the right choices for you.
The Citizens Cash Back Plus World Mastercard offers a very simple cashback structure that you will like, amongst many other perks. If you’re interested, check out the article below to learn more about this specific Citizens Bank Credit Card and how to apply.
Citizens Cash Back Plus World Mastercard Best Features and Benefits
To better understand and differentiate the Citizens Cash Back Plus World Mastercard from many other Citizens Bank Credit cards that are being offered, this specific card has a very simple cashback program.
The Citizens Cash Back Plus World Mastercard is all about giving you cash back and letting you enjoy its rewards.
Earn Cashback With No Limits
With the Citizens Cash Back Plus World Mastercard, you get up to 1.8% cash back on everything that you purchase. There are no specific categories for you to spend so you can earn cash back.
Every time you use the card for any transaction, it is going to result in cashback. You don’t even need to enroll in any rotating category to get the rewards.
To track your rewards, you can log in to your account and use the cash back to redeem even better rewards. Take note that there is no limit on how much you can earn.
Earn More and Receive More Rewards
There is one little secret that will boost your cashback earnings. If you enroll in a Citizens Quest Checking account, you will get 1.9% cash back on everything instead of the usual cashback rate.
You get to earn more with the Citizens Plus program and still get the same benefits as you would usually get. You can then redeem your rewards in $1 increments as a direct deposit to your account or as a credit card statement credit.
Go Contactless
When it comes to security, the Citizens Cash Back Plus World Mastercard ensures that all transactions are done safely. You can go contactless by just tapping the card on the terminal whenever you want to pay for your transaction.
It is fast, secure, and convenient for everyone. You can even use the card and link it to your digital wallet so you won’t have to bring the card with you wherever you go.
Better Protection with the Card
There is also a boost of protection when you use the Citizens Cash Back Plus World Mastercard to purchase any item that you like.
The card doubles the original manufacturer’s warranty for up to two years. There is also an ID Theft Protection program that can detect and protect you from identity theft faster.
There is even a Zero Liability Protection where you are protected from unauthorized charges to your card.
Interest Rates and Other Charges
With the Citizens Cash Back Plus World Mastercard, there is no application fee if you decide to apply for the card.
There is also no annual fee for yearly maintenance of the card. Cardholders can expect to have 0% introductory APR on balance transfers for the first 12 billing cycles.
It will then revert to 18.24% to 28.24% depending on your creditworthiness during application. You won’t be charged any interest for late payments.
Who is the Citizens Cash Back Plus World Mastercard Best For?
Not everyone will be able to appreciate what this specific Citizens Bank Credit Card has to offer.
Sure, there might be other credit cards out there that have something better to offer, but if you like a simple and uncomplicated rewards program, the Citizens Cash Back Plus World Mastercard is for you.
Cardholders who want the consistent value of the rewards that they get should consider this card as well.
If you’re already a Citizens Bank customer, you might as well apply for this card to further increase the cash back rewards that you can earn.
Contact Details
If you need assistance with the card or if you have any other inquiries about the card, you can contact their customer service hotline at 1-800-684-2222.
You can also visit their main office located at One Citizens Plaza, Providence, RI 02903 USA.
How to Apply for the Citizens Bank Credit Card
The best way to apply for the Citizens Cash Back Plus World Mastercard is to check it out online.
The official website makes it very convenient to apply for the card. However, you will need to prepare documents and other requirements before you can apply.
You still need to qualify for the card to be approved for it.
Preparing for Your Application
To prepare for your application, you must gather all of the required documents. All applicants must be 18 years old and above and must have stable employment to apply.
Documents include your income documents, such as your income tax returns, bank accounts, salary slips, and many others. You will also need to supply them with employment documents and your credit report for submission.
Submitting Your Application
Once you have all of the documents ready, head back to the official website and click on Apply Now. Fill out the information from the online application form and attach all of the documents that are needed.
Review everything including the terms and conditions before you submit. Make sure that you don’t close the window after you submit.
It will only take a few minutes for them to review and provide you with the details of whether you’re approved for the card or not.
Conclusion
Some credit cards are very straightforward when it comes to what they offer. The Citizens Cash Back Plus World Mastercard is one of the best examples of this type of credit card.
You get what you see with this credit card, and with the Citizens Cash Back Plus World Mastercard, you can easily get the rewards with no hassles.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.
