In need of a reliable credit card that’s accepted worldwide? With the various cards they offer, American Express will surely have something to address your everyday needs.
Aside from giving you great deals and discounts, they also offer exclusive rewards designed to complement your lifestyle.
Read on to find out how you can apply for your own American Express Credit Card.
American Express Credit Card Features and Benefits
American Express is a trusted choice for many cardholders around the world. To better understand the benefits that come with an American Express credit card, let’s put the spotlight on one of its cash-back offerings: the SimplyCash Card from American Express.
Firstly, with this card, you do not have to pay annual fees.
If you want to maximize your savings and eliminate unnecessary spending, look no further. This American Express Credit Card gives you cashback offers. In your first 3 months, you’ll earn 2.5% cashback (up to $150).
After this welcome rate ends, you can earn 1.25% cashback on all your purchases. In fact, the sky’s the limit when it comes to the cash back you can earn!
When you refer a friend, you can earn a BONUS $100 for each approved offer. You can receive a maximum annual referral bonus of $1,500 cash back!
As an American Express cardholder, you will gain exclusive access to ticket sales, special offers, and once in a lifetime experiences! You’ll get first dibs on concert tickets, theatre performances, films, fashion, dining, retail, and much more!
Applying for an American Express Credit Card
Applying for an American Express credit card is simple.
To be eligible, you must be of the age of the majority in your province or the territory where you live and you must also be a Canadian resident. You must also bear a Canadian credit file on hand. Make sure you provide documents that certify your identity, residential status, address, birth date, and employment. To supplement this, you might need to provide income statements.
Head on to the American Express website, fill out the online credit card application form, and gauge your eligibility in 60 seconds.
If your application is approved, you will be given a credit limit based on your credit status. This may be anywhere from $500 to $10,000.
American Express Credit Card Fees and Charges
The SimplyCash Preferred card comes with a $99 annual fee. It also offers an introductory interest rate of 1.99% on balance transfers for the first 6 months. After this, your rate will revert to the annual interest rate of 19.99% on purchases and 21.99% on funds advances.
Other charges you need to pay attention to include the funds advance fee of $2.75 and the over-limit fee of $29.
How to Contact the Bank
To contact the bank, you can call 1-866-323-2602. You can also find their main address at 200 Vesey Street in New York City.
Conclusion
With the safety and enjoyment American Express has to offer, their SimplyCash Credit Card will surely give you the peace of mind you deserve. Not only does this allow you to earn cash back into your pocket, but it also gives you unparalleled financial security. Get your American Express Credit Card today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
