Do you prioritize saving on everyday deals? Are you looking for a credit card that can give you cash back options? With a Best Buy Credit Card, you can do all of these and more.
A Best Buy Credit Card gives you access to cash back rewards and promotional financing. This means you can get great deals at prices that won’t hurt the bank or your wallet.
To know more about how you can apply for this credit card, read on. In this article, we will tell you everything you need to know before applying as well.
Best Buy Credit Card Features and Benefits
Best Buy offers a great selection of cards that can help make your life easier and more exciting. One of their more rewarding offerings includes the My Best Buy Visa Gold Credit Card.
Through this card, you can shop anywhere Visa is accepted. More than this, you can get rewards every time you swipe your card. For every $1 spent, you get to earn 1.5 points.
For every 250 points, you will be entitled to a $5 reward certificate! You can use this voucher for purchases you can get from Best Buy.
Even better, you can get 3% cash back in rewards! Another great advantage you’re sure to enjoy includes 3% back in rewards on gas purchases, 2% back on dining purchases, and 1% on all other transactions.
Most importantly, you will be afforded preferential financing on purchases of $199 and up! You can get 6, 18, or 24-month financing offers to depend on the items. This is perfect if you’re planning to buy big-ticket items, especially with the coming holidays.
How to Apply for a Best Buy Credit Card
Ordering your own Best Buy Credit Card has become more accessible. For this card, all you need to do is fill out the online application form found on the website of Best Buy.
To be eligible, you need to be 18 years of age and have a steady stream of income. You must also have a good credit rating under your name. Some of the documents you’ll need when applying for this credit card includes your valid ID, proof of income, proof of billing, employment details, and your Social Security Number.
Should your application be approved, you will be given a credit limit based on your creditworthiness. This can start at $1,000.
Best Buy Credit Card Fees and Charges
For this credit card, you’ll be happy to know that you can get this card for a low annual membership fee of $0 to $59, depending on your creditworthiness!
Some other fees you need to bear in mind include the APR for purchases and balance transfers of 25.24% and a cash advance fee of $10 or 5% of the amount advanced (whichever is greater.
In addition, there is a balance transfer fee of $15 or 5% of the amount transferred (whichever is higher), and a late payment charge of up to $40.
As this is a store-specific card, it can only be used within the US.
How to Contact Best Buy
If you would like to learn more about this card, you can call 1-888-574-1301. You can also find their main address at Building 9, Suite 910 Louisville, KY 40213.
From there, you can see that requesting your Best Buy Credit Card is certainly worth it. Aside from giving you cash back rewards and other great deals, you’ll be saving a lot of money for yourself. So, apply now and get one for yourself!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.