How to Apply for a Halifax Flexicard Credit Card

It’s all in the name, if you need flexibility then the Halifax Flexicard Credit Card might just be your game. This low rate credit card can accompany you on your heart-full-of-giving shopping trips during this holiday season. The Halifax card is also good for everyday use. 


First off, the interests rates are much lower than many major cards, which is totally helpful if you know you might pay late. The Halifax Flexicard Credit Card also allows you to create installment plans for those big ticket items. Halifax may be newer to the game but their bringing in the perks as all newbies must do.

Always remember to make sure your new credit card fits your lifestyle and not the other way around. Take into account if you’re going to need cash back, make late payments or just want a ton of rewards. We’ve gathered up some helpful information to help you figure out whether the Halifax Flexicard Credit Card is worthy of your use. 


Looking for a low rate credit card that can accompany you to your shopping trips and gives flexible payment plans? Halifax Flexicard Credit Card is for you. Here's how to apply:

What are the Benefits of a Halifax Flexicard Credit Card 

The Halifax Flexicard Credit Card (available in Mastercard) brings you great advantages designed to complement your lifestyle. True to its name, this credit card gives you flexible payment plans. Their installment plan allows you to find extra ways to pay in ways that won’t hurt your wallet.

Conveniently, you can spread the cost of big-ticket purchases into more affordable monthly payments. As a matter of fact, you can take on an installment plan that can be set up for as little as £100. You can even manage your payments with the help of their online repayment planner! Now, how’s that for maximum convenience?


Likewise, you will be given a low-interest rate for all your purchases and balance transfers! This is perfect if you are looking to buy numerous goods and items during the holiday rush. In fact, you will gain access to 0% fee on balance transfers made within the first 90 days. After this, you will still be given a low fee of 3% that is well within your budget.

How to Apply for a Halifax Flexicard Credit Card

Requesting your own Halifax Flexicard Credit Card is easy. Simply check out the online application form found on their website. After filling the submission form, you can receive a decision on your credit card application in just 5 minutes.

Remember, to be eligible, you need to be at least 18 years of age and must be a resident in the UK. You must also have a good credit score for your application to be approved.

Should your application be approved, you will be given a credit limit pertinent to your circumstance. This can start at £500 depending on your creditworthiness.

What are the Fees for the Halifax Flexicard 

Paying your dues on time is essential to keep enjoying the benefits that this card provides. For one, you’ll be happy to know that there is NO annual fee for this card.

This leaves you to pay your variable representative of 9.9% APR (variable), a cash transaction fee of 3% of the amount transacted (minimum of £3), a balance transfer fee of 3% (minimum of £3, after the introductory rate of 0%), a late payment charge of £12, and an over-limit charge of £12.

Annual Fee: £0

Interest: 9.9% (variable)

Cash Withdrawal Fee: 3% with a minimum of £3

Late Fee: £12

How to Contact Halifax Credit Card

Head office

Trinity Road, Halifax

West Yorkshire, HX1 2RG

Telephone: 0345 944 4555 (or +44 (0) 1733 573 189 if you’re dialing from abroad).

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.