Looking for a credit card with a low interest rate and cash back rewards? A Bank of the West Credit Card is all you need for easy-to-waive fees and unlimited cash back for grocery, dining, gas and more.
It’s a great card for everyday use and comes with travel privileges and access to exclusive reward programs. Read on to find out how you can apply for a Bank of the West credit card…
Bank of the West Credit Card Features
Bank of the West offers a variety of cards for different types of consumers. In this article, we’re going to take a closer look at the Bank of the West Cash Back World Credit Card.
Love to shop but hate the interest charge every time you fail to pay on time? With this credit card, you can enjoy a low interest rate and even get rewarded for your purchases. Thanks to the generous cash back reward program, you get a percentage of your purchases back to use for your payments. You get approximately 3% cash back when you dine in restaurants, purchase groceries and load up your car with gas.
The fun doesn’t end there as the Bank of the West Cash Back World Credit Card also comes with travel privileges and services. Get free assistance whenever you plan your trip abroad and enjoy a smooth and hassle-free experience. If you’ll be needing help to purchase concert tickets, restaurant reservations and other requests, you can count on the concierge service available to Cash Back World cardholders.
Another important feature of this card is the Zero Liability for unauthorized transactions. Security must be your top priority and the bank should help you in times of need. Since fraud is becoming a threat to credit card holders, you want to get full assistance in case your account has any unauthorized transactions. With the Cash Back World Credit Card, you get insurance to protect you from fraudulent activities.
This credit card is also on the Mastercard platform, so you got access to exclusive perks and discounts wherever you are in the world.
Apply for a Bank of the West Credit Card
Applying for a Bank of the West credit card is easy and fast. Just visit the Bank of the West website and fill out their online application form. You must be at least 18 years of age to apply, a legal resident of the United States and with a steady monthly income.
Key in your personal information like complete name, address, social security number, gross income and existing mortgage amount.
Note that the credit limit will be set by the Bank. Depending on your financial status, you may be issued a credit limit between $500 to $1,500 or higher.
Bank of the West Cash Back World Credit Card APR and Charges
Given the perks you can experience using a Bank of the West Cash Back World Credit Card, you must do your part in paying the balance on time. Although this card doesn’t issue any annual fee or joining fee, note that you will be charged $38 or higher for late payment and $10 or 4% of the total amount for every cash advance.
The APR (Annual Percentage Rate) will be charged between 16.99% to 24.99% depending on your credit standing. If you pay your balance on time and within the 25 days grace period, you’ve got nothing to worry about.
Bank of the West Address & Contact Details
Address: 180 Montgomery Street, San Francisco, CA, 94104 USA
To get in touch with Bank of the West, call 1-800-488-2265.
Overall, the Bank of the West Cash Back World Credit Card is best for people with low to moderate monthly purchases looking to get cash back on each spend. If you frequently spend on groceries and dining in restaurants, then this card is a must-have.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.