When you are a student, dollars can be limited and a card like the HSBC Student Card could help you out. There are many options for you as a student since you are just starting out building your credit history. You need a card that is going to help you

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Yes, you’ve got a lot on your plate as you weave in between still being a kid and moving forward to get in on your financial responsibilities. You need to get as much information as you can before you apply to any credit card. Each time you apply, you affect your credit rating, so you can’t get no-holds-bar on the application process.

You need to figure out what type of cardis best for you based upon what they offer students as well as other things. Different cards will have different interest rates. Some cards will give you rewards for the dollars you spend and others will just give you no annual fee. We broke down what the HSBC Student Credit Card ihas to offer you so you can make an informed decision for yourself.

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Are you student and looking for a reliable credit card that you can use whenever you need to cover unexpected expenses? HSBC Student Credit Card is for you. Here's how to apply:

What are the Benefits of HSBC Student Credit Card

HSBC Student Credit Card is designed to give you financial independence even while you’re in school. Powered by Visa, this credit card is proud to give this offering with no annual fees involved. This means you get to save your money for more worthwhile purchases!

Perfect for students who are jumpstarting their journey towards financial independence, you’ll be glad to know that this card rewards you with cash back from your favourite shopping brands! With its Visa access, you can use your card both locally and abroad.

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Since this is equipped with contactless features, you can make contactless transactions and add it to your Apple Pay, Google Pay, and Samsung Pay accounts. The HSBC Student Credit Card has NO annual fees, it allows you to build a good credit history.

Even better, you can manage your card online. With their online banking services and HSBC mobile banking app, you can easily check your credit card balance, make payments, and stay on top of your account.

What are the Fees for an HSBC Student Credit Card

This card does not require an annual or monthly fee to use it, which of course is totally awesome.  You will have to pay 18.9% on the interest, but if you can pay on time you don’t have to be concerned.  You will need to pay 23.6% for cash advances.

How to Apply for an HSBC Student Credit Card

Requesting your own HSBC Student Credit Card is fairly simple. All you need to do is fill out the online application form found on their website.

To be eligible for this credit card, you need to be over 18 years of age, have a HSBC Student Bank Account, and have been a UK resident for at least 3 years.

Remember, you can only open a student bank account when you have a confirmed place to study.

If you already have a HSBC bank account, you can simply upgrade to the student bank account when you know your place of study.

You also need to have an annual income of at least £8,500 per year.

Should your application be approved, you will be given a credit limit of up to £500.

How to Contact HSBC

Head Office

1 Centenary Square

Birmingham, B1 1HQ

Telephone: : 03457 404 404 (or +44 1226261 010 if you’re dialing from abroad).

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.