Do you need a very affordable credit card to build and improve your credit history? By applying for an Aqua Credit Card, you can easily get a manageable credit limit that you can use for daily purchases. What’s more, you can adjust your payment schedule for your convenience. Read on to find out how you can apply for an Aqua credit card…
Powered by Mastercard, each aqua card has a distinct set of features and benefits. Depending on your needs and financial capacity, you can select from the basic Aqua Start to the elite Aqua Advance.
Each card allows you to buy products and services all over the world. You can also make advances when you need instant cash. With the more advanced types, you can get exclusive travel perks such as NO extra fees on your expenditures abroad.
Read the information below on how to apply for an aqua credit card.
Aqua Credit Card Features
NewDay, the company behind the Aqua credit card range, makes sure that they cover different people with unique spending needs and habits. Each product they offer has its exclusive benefits and features. Likewise, every card has its own set of fees and interest rates.
To know more about the perks of being a cardholder, let’s look at the Aqua Start Credit Card, one of the most affordable cards in the UK. It has NO annual fee and comes with a specific set of advantages worth considering…
Aqua Start Benefits
Firstly, you can apply for the Aqua Start Credit Card easily with only a few requirements. It will help you build a decent credit rating for your future financial endeavours, such as home mortgages and loans.
What’s more, it can provide you with manageable payment terms. You can also change your payment schedule to the dates that suit you.
You can also get text reminders so that you can avoid being penalised for a late or missed payment. Late or missed payment can also affect your rating.
Also, with its advanced security chip and PIN technology, you can be assured that your personal data won’t be breached. You can also be sure your transactions are safe from being hacked.
How to Apply for an Aqua Credit Card
You can fill out the online application form on the Aqua Card website. You may also need to secure a copy of your proof of identification stating that you are 18 years or older. You should also have a permanent UK address and an account in ANY UK bank.
Once approved, you will have a minimum credit limit of GBP 100-300, which can increase later.
Fees and Interest Rates & Charges
Each Aqua Credit Card has a distinct set of fees and interest rates. While the Aqua Start has no annual fee, you may need to pay for various fees like cash advance fee of 3% of the transaction or a minimum of GBP 3, whichever is higher. For late payments, you also need to pay an extra GBP 12.
For this type, the interest rate ranges from 3.4% to 4.5% monthly.
Aqua Card Address & Contact
7 Handyside St, Kings Cross, London N1C 4DA
Contact: 0333 220 2691
In summary, aqua credit cards are ideal for first-time cardholders. They are also perfect for UK residents who have problems with their credit history.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.