Are you looking for a credit card that will help you fulfill your travel dreams with generous flight rewards?
By holding a Westpac NZ Airpoints Platinum Mastercard Credit Card, you can make the most of its many travel advantages.
Read on to find out how to apply for a Westpac NZ Airpoints Platinum Mastercard Credit Card. In this article, we will also tell you about all of the fees associated with this card.
Westpac NZ Airpoints Platinum Mastercard Credit Card Features
Westpac offers a wide variety of credit cards categorised depending on the needs of the cardholder. One of the categories is Airpoints Credit Cards which caters to frequent travellers. Among the Westpac Airpoints Credit Cards, the Westpac NZ Airpoints Platinum Mastercard Credit Card is one of the most affordable.
With this card, you’ll get tons of privileges that only this brand can give. You can use it for shopping at any online or offline merchant around the world. You can also use this to book your flights and accommodation at any destination.
Moreover, you can earn considerable cashback and rewards. Here are some more benefits Westpac has to offer…
Westpac NZ Airpoints Platinum Mastercard Credit Card Benefits
After receiving your card, you can make interest-free purchases for up to 44 days. This feature will allow you to make worry-free purchases within the first month of being a cardholder.
You earn one Airpoints Dollar for every $75 spent and one Status Point for every $225 spent using the card. You can convert these points into airfare promos and discounts for your future travels.
In addition, you can avail of extended warranty insurance on the products you purchase for up to 12 months. You can also get purchase protection insurance which usually includes theft and damage to eligible goods within the same period.
What’s more, you can be sure that your transactions are protected from fraudulent activity 24/7 with CardGuard. Through this technology, you can use your card anywhere, anytime without worries.
Interested in applying for a Westpac NZ Airpoints Platinum Mastercard Credit Card? Learn about the application process and bank requirements first…
How to Apply for a Westpac NZ Airpoints Platinum Mastercard Credit Card
You can apply for a Westpac NZ Airpoints Platinum Mastercard Credit Card online. Simply visit the Westpac website to get started.
Before submitting your online form, you should be ready to comply with the requirements. You may be asked to present a copy of your valid ID or document proving you are at least 18 years old and a citizen or permanent resident of New Zealand.
You will also need to show proof that you earn at least $15,000 per year.
Once Westpac approves your application, you will be offered a minimum credit limit of $10,000, which may be increased depending on your credit score and financial capacity.
Credit Card Fees and Interest Rate
The Westpac NZ Airpoints Platinum Mastercard Credit Card has an annual fee of $150 which you can pay in two 6-month instalments. You also should be mindful of the late payment fee of $8.
This card has an annual interest rate of 20.95% for purchases and 22.95% for cash advances. Depending on where and how you would like to take out a cash advance, you may be charged up to $3 per transaction.
There is also a 1.4% foreign transaction fee when using this card outside of New Zealand. However, the charge for going over your provided credit limit is just $1.
How to Contact the Bank
If you would like to contact the bank for more information about this offer, you can contact them at +64 9 912 8000. In addition, you can find their main office at Level 8, Westpac on Takutai Square 16 Takutai Square, Auckland 1010.
All in all, you will benefit from being a Westpac NZ Airpoints Platinum Mastercard Credit cardholder if you are a frequent traveller who prioritises the security of your purchases and financial transactions.
To enjoy the many perks and privileges of this card, visit the Westpac website to apply online.
Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.