Looking for a credit card that gives you the opportunity to earn huge rewards packages and discounts? With the SCENE Visa Card, you can enjoy these attractive perks and many more. Read on to find out how you can apply for the SCENE Visa Credit Card.
Scotiabank Credit Card Features
Scotiabank offers a complete range of credit cards that cater to everyone. From the basic SCENE Visa Credit Card to the elite Scotiabank Passport Visa Infinite Card, each of these cards suits the unique lifestyle and needs of different people. For this article, we will focus on the SCENE Visa Credit Card.
Just like any other card powered by Visa, you can use the SCENE Visa Credit Card for your everyday purchases and financial transactions online or in-store. What’s more, this card allows you to make purchases anywhere in the world. Now you have a handy companion for your shopping. You can also use this credit card to make cash advances and accumulate rewards points for your future purchases. Let’s take a look at some of the benefits…
SCENE Visa Credit Card Benefits
When you receive the SCENE Visa Credit Card, you are already entitled to 2,000 bonus SCENE points. But you can only get the points if you spend $500 on groceries or other everyday expenses in the first 3 months. Consider this as the bank’s welcome gift to you.
This card also lets you earn rewards points faster. You can obtain 1 SCENE point each time you spend $1 on your everyday purchases using this card. You can convert the points into discounts, freebies, and cash back. By earning at least 1,000 points, you can watch your favorite movie and dine in one of the participating restaurants for FREE.
When you travel anywhere in North America, you can get up to 25% discount on the base rates at participating AVIS and Budget car rental locations in Canada and the US when you pay using this card.
The SCENE Visa Credit Card also has advanced features for easy payments. Just tap your card on your smartphone to complete your purchase.
Eager to appl for the SCENE Visa Credit Card? Continue reading to learn about the application process and requirements…
SCENE Visa Credit Card Application
You can apply for the SCENE Visa Credit Card by filling out the online application form on the Scotiabank website.
To be qualified, Scotiabank may request you to present proof of identity showing that you are at least 18 or 19 years old, depending on the province. The bank may also request proof of income showing that you have a minimum annual income of $12,000 as well as proof that you’re a Canadian resident or permanent resident. Finally, you must have not declared bankruptcy within 7 years prior to your application.
If your application is approved, Scotiabank offers a minimum credit limit of $500, which can be increased depending on your credit score and financial capacity.
Fees and Interest Rates
The SCENE Visa Credit Card has NO annual fee. But take note of its other fees such as the cash advance fee of $3.50 per transaction. The credit card also issues a late payment fee of $25.
The SCENE Visa Credit Card comes with an annual interest rate of 19.99%.
Overall, the SCENE Visa Credit Card is perfect if you want a low fee credit card that offers reward points and special perks for your daily spending. Apply now to begin enjoying these features and benefits.