28 Degrees Credit Card – How to Apply?

Do you want to see the world with a reliable credit card in hand? Are you itching to see what lies beyond the horizon without leaving behind all those little home comforts?


If you are, the 28 Degrees Credit Card could possibly be the answer to all your concerns. The 28 Degrees Credit Card brings you unparalleled rewards. With NO annual fees, FREE global Wi-Fi, and other exclusive deals.

What more could a cardholder want? Read on to find out how you can order a 28 Degrees credit card today.


Searching for a credit card that is perfect for your travels, offers NO annual fee and FREE global wifi? 28 Degrees Credit Card is your best option. Here's how to apply:

28 Degrees Credit Card Features and Benefits

Powered by Mastercard, the 28 Degrees Platinum Credit Card is the perfect choice when it comes to travelling. Accepted worldwide, this nifty credit card can be a trustworthy travel companion.

For one, the Platinum Mastercard allows users to travel the world without excess baggage (aka. fees). This means that users won’t have to pay those pesky annual fees, currency conversion fees, or foreign transactions when they travel abroad!


Another advantage that users won’t want to miss is shopping anywhere they wish, even from the comforts of home. With NO overseas fees on ALL purchases, cardholders can purchase as much as they want online without the additional hefty price tag.

And more importantly, as part of a generation which greatly relies on the Internet, cardholders will gain FREE access to global Wi-Fi. With more than one million hotspots around the world, users can stay connected with friends and loved ones at all times.

Applying for a 28 Degrees Credit Card

Applying for a 28 Degrees Platinum Mastercard is as easy as 1-2-3. All applicants need to do is simply fill out the online application form found on the 28 Degrees website. Within 60 seconds, they can get a response and even get approved!

To apply, applicants should be at least 18 years of age and a permanent resident of Australia. When applying online, applicants must provide their email address, employment details, proof of identification, income details, and assets and liabilities.

Make sure to prepare proper documentation for these when applying.

Should the application be approved, applicants will be given a credit limit based on their creditworthiness. For the 28 Degrees Platinum Mastercard, cardholders can enjoy a minimum credit limit of $6,000.

28 Degrees Credit Card Fees and Charges

Paying the monthly dues on time is essential in order to enjoy all of the exclusive perks. This card has NO annual fees, NO international transaction fees on purchases, and absolutely ZERO currency conversion fees!

With this in mind, some of the fees cardholders should pay attention to include the interest rate of 21.99% on purchases, the cash advance interest rate of 21.99%, the cash advance fee of 3% of the amount or $4 (whichever is greater), and the late payment fee of $30.

Image source: 28degreescard.com.au

Contact Information

For concerns or questions about this offer, you can contact the bank by phone at 1300 552 079. Alternatively, you can find their main address at  800 Collins Street, Docklands, Victoria 3008.


If you are interested in getting a credit card without all those annoying extra fees and travelling smart, you are in luck. The 28 Degrees Credit Card is one of the best solutions on the market. 

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.