How to apply for a PNC Credit Card

You need a healthy balance of fair interest, annual fee and perks when you are looking for a new credit card and a PNC Credit Card might just have that healthy mix for you. Of course each individual and family is different and their needs are different so what might suit one might not suit the other. You need to do your resesarch so you get the perfect for you.


So let’s start off with the thing that is often the big bummer when you use credit cards for your purchases – the interest rate. Well … PNC Points Visa Credit Card offers a 0% annual percentage rate and balance transfers for the first 12 billing cycle! We love that!

Overall, if you are looking for a credit card that offers you fantastic deals and rewards each time you spend, the PNC Points Visa Card  just might be a great choice. So let’s get into a little bit more about what this plastic is all about.


If you're looking for a credit card that provides amazing deals and earn points for all your purchases, then get your own PNC Credit Card today! Here's how to apply...

What are the benefit of a PNC Points Visa Credit Card

The Points Visa Credit Card offers 0% interest on your purchases and balance transfers for your first year. This means you can save on additional fees even when purchasing big-ticket items and paying them off over a few months. After this, you will be given the regular interest rate.


True to its name, you can also earn points each time you purchase a new item. For every $1 spent on your credit card, you can earn 4 points. You can then redeem these points depending on what you desire. Choose from cash rewards, exciting merchandise, gift cards, travel, dining, retail, and more! Earn up to 75% bonus points on these base points when you maintain a PNC Virtual Wallet.

Even better, you can have access to this card with absolutely ZERO annual fees for life! So, what are you waiting for?

Applying for a PNC Credit Card

Ordering your own PNC Credit Card is definitely hassle-free. Simply fill out the online credit card application form found on the PNC website. In just 5 minutes or less, you can receive a decision about your application.

To apply, you’ll need to provide your Social Security Number, monthly housing payment, and total annual income.

Once your application has been approved, expect your card to arrive within 4-10 days. Depending on your credit standing, your credit limit can range anywhere from $1,000 to $10,000.

What are you going to pay for the points Visa card

Like all credit cards, you’ve got to pay to play. There is a good reason why your credit score is so important in helping you get the card you want, that card comes with a ton of responsibilities. So let’s get you informed about the rates and fees for the PNC Points Visa Credit Card.

There are NO annual fees for this card. You’ll also pay 0% interest on purchases and balance transfers for the first 12 months, however, from the 13th month onwards your annual interest rate will go up to 13.99%23.99%, depending on your credit score.

If you have used a credit card before, you know the interst rate only applies if you pay late. And if you pay late, you will also be charged a late payment charge of up to $38. Finally, if you want to make a cash advance (take money out of an ATM) there is a cash advance fee of 5% or $10, whichever is higher.

Annual Fee: 0
Interest: No interest for one year then 13.99-23.00% (variable)
Late Payment: $38
Cash Advance: 5% or $10 minimum

How to Contact PNC Bank

Head office

PNC Bank
222 Delaware Avenue
Wilmington, Delaware 19899

Telephone: 1-888-762-2265