Looking for a credit card that comes with NO annual fees and offers irresistible rewards points on all your purchases? Interested in redeeming these points for fabulous travel upgrades? Look no further. Virgin Money Credit Cards are here for all your needs.


With a Virgin Money Credit Card, you will be given world-class privileges unlike any other. Accepted worldwide, you will be given exclusive Flying Club miles and low-interest rates for the first 6 months! To know more about how you can apply for a Virgin Money Credit Card today, read on…

Virgin Money Credit Card Features and Benefits

To better appreciate the offerings and privileges that come with getting your own Virgin Money Credit Card, let’s put the spotlight on the Virgin Atlantic Reward Credit Card (available in Mastercard).


The Atlantic Reward Credit Card prides itself in offering Flying Club miles on all your purchases. For every £1 spent on everyday purchases, you’ll earn 0.75 miles. Even better, for every £1 spent on Virgin Atlantic or Virgin Holidays, you’ll earn 1.5 miles!

As a welcome reward, you’ll be given 5,000 BONUS miles with your first card purchase within 90 days of opening your account. To amp up the ante, you have the chance to earn an EXTRA 5,000 miles when you apply for this card on or before 14 December 2018 and when you spend £1,000 within 90 days of receiving your card. Spend your hard-earned points on travel, upgrades, flights, accommodations, and other lifestyle privileges!


If you are a seasoned traveller, you will certainly appreciate your complimentary access to Virgin Money lounges around the world!

Another exciting perk you can experience with this card is taking advantage of promotional rates. Here, you can enjoy 0% interest for 6 months on balance and money transfers! Enjoy this exclusive offer together with their 0 annual fees for life. Now, how’s that for a treat?

If you're looking for a credit card that has ZERO annual fee, let you earn reward points for all your purchases and has low-interest rate, then Virgin Money Credit Card is your best option. Here's how to apply.

How to Apply for a Virgin Money Credit Card

Applying for your own Virgin Money Credit Card is easy. Simply fill out the online credit card application form which can be found on the Virgin Money website.

To apply, you need to be at least 18 years old and must have an income of at least £7,000 per year. If not, you should have a household income of at least £15,000. To be eligible, you must also have a good credit history, a permanent UK address, and must have a UK bank or building society account.

During the application, you will be asked for your personal and professional details. This includes your proof of address, proof of income, valid ID, and your bank or building society account number and sort code.

If approved, you will be given a credit limit on their Atlantic Reward Credit Card ranging from £1,200 to £3,500 depending on your financial standing.

Virgin Money Credit Card APR and Charges

Let’s take a closer look at the fees of the Virgin Money Atlantic Reward Credit Card.

  • Annual Fee: £0
  • Purchase & Balance Transfer Rate: 22.9% p.a. (variable)
  • Representative APR: 22.9% p.a. (variable)
  • Cash Advance Rate: 27.9% p.a.
  • Late Payment and Overlimit Charges: £9

Virgin Money Address & Contact Details

Address: Jubilee House, Unit 1A The Gosforth Centre, Newcastle upon Tyne NE3 4PL, United Kingdom

To get in touch with Virgin Money, call  0800 876 6656 (or +44 191 284 9064 from outside the UK).


If you’re looking for a credit card with worldwide acceptance and an irresistible rewards program, the Virgin Money Atlantic Reward Credit Card is the one for you. Apply now and experience these offers today!

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.