Looking for a credit card with extra security and worldwide acceptance so you can travel abroad? Look no further.
A Corporation Bank Credit Card will offer you endless possibilities. For your personal and business use both here and abroad, the Corp Bank Gold International Credit Card might just be the right option for you.
Read on to learn more about how to apply for a Corporation Bank Credit Card…
Corporation Bank Credit Card Features and Benefits
To help you better understand the features and benefits of a Corporation Bank credit card, let’s take a closer look at the Corp Bank Gold International Credit Card (available in Visa). This is the most practical card that allows you to get maximum benefits…
Perhaps one of the most enticing features of this card is its top-notch security and technology. Aside from the EMV chip technology, this card will bear the photo and signature of the cardholder. This is great for providing you with extra security, particularly when making purchases at partner establishments and overseas.
You will also get the chance to earn rewards points using your Gold International Credit Card. For every Rs. 150/- spent on your card, you will earn 1 point. The points you earn can be redeemed for exclusive deals and discounts, products and other services from merchant establishments. These include airline tickets, dining privileges, lifestyle perks, and more!
An added bonus to this card is having the power to temporarily increase your credit limit to up to 30% of your original credit limit. This reward option will be made available to you as a cardholder after your first year of membership.
How to Apply for a Corporation Bank Credit Card
Applying for your own Corporation Bank Credit Card is simple. Simply download and fill out the credit card application form found on the Corporation Bank website. After completing the duly filled out application form, bring this and your personal supporting documents to your nearest branch.
Some of the supporting documents you need to submit include:
- A valid form of ID
- A passport-sized photograph
- Proof of billing address
- Proof of income
To apply, you must be of legal age and should have a Permanent Account Number (PAN card). For the Corporation Bank Gold International Credit Card you should also have a minimum net income of Rs. 2 Lakhs.
After submission, the bank will determine if you are eligible for their credit card. If approved, they will set your credit limit based on your financial standing. Depending on the card you choose this may be anywhere from Rs. 10,000 to Rs. 2 Lakhs.
Corporation Bank Credit Card Fees and Charges
Having your own Corporation Bank Credit Card comes with some fees and charges you need to pay attention to. For example, with the Gold International Credit Card, bear in mind that you will have to shell out extra cash to join or to renew your membership.
The initiation fee is Rs. 1,000 and the annual fee is Rs. 500 for a primary card and Rs. 300 for a supplementary card.
The following charges may apply to you in certain circumstances as well.
- 2.25% monthly interest rate
- 2.5% Cash Advance fee or Rs. 150 (whichever is higher)
- Late Payment charge ranging from Rs. 100 to Rs. 500 depending on the amount due
- 3.5% fee on foreign transactions
How to Contact the Bank
If you would like to get in touch with the bank about this offer, you can call them at 91-824-2861888. You can also stop by their main office, which is located at Mangaladevi Temple Road, Pandeshwar, MANGALORE – 575 001 Karnataka, India.
A Corporation Bank credit card, particularly the Gold International Credit Card will allow you to experience unmatched rewards and security with every swipe. This is perfect for you if you’re wanting financial flexibility and independence everywhere you go. Apply today!
Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.