Axis Bank Credit Card – How to Apply?

There are a lot of things to love about the Axis Bank Vistara Infinite Credit Card. It is one of the premier credit cards brought to us by Axis Bank. If you are a frequent domestic flyer, this is the right card for you.


The Axis Bank Vistara Credit Card offers a lot of travel benefits as well as rewards that you can surely take advantage of. With its myriad of features and benefits, a lot of cardholders are looking for ways to apply for the card.

If you’re looking for a guide to help you apply for the Axis Bank Vistara Infinite Credit Card, check out the article below to find out.

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Understanding the Axis Bank Vistara Infinite Credit Card

The Axis Bank Vistara Infinite Credit Card is primarily a travel rewards credit card that is meant for frequent domestic flyers in India. It offers a lot of travel benefits and rewards for constant flyers all over the country.

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As a welcome bonus, you get a complimentary business class ticket voucher so you get to experience what it feels like to be in business class as you fly across India. You also get an exclusive Club Vistara Gold membership when you apply for the card, unlocking many more features and perks you can enjoy.


When you use the card for ticket bookings, you’ll receive an additional 10 points for every Rs.100 that you spend.

The card also allows priority check-ins, priority baggage handling, an additional 10 kg of baggage allowance, and more. This makes domestic traveling a lot more convenient for you.

Check Out the Interest Rates and Other Charges

If you wish to apply for the Axis Bank Vistara Infinite Credit Card, you should also know the interest rates and many other charges from owning the card. You will need to pay a joining fee of Rs.10,000 upon application and a renewal fee of Rs.10,000 every year after that.

There is also a monthly interest rate of 3.6% or 52.86% per year for purchases. You get a 1% waiver on the fuel surcharge but you’ll receive a 3.5% fee on foreign currency markup with tax.

The cash advance charge is at 2.5% per transaction with a minimum charge of Rs.500. You don’t need to pay an extra charge for redeeming your rewards which is a great plus for those who are looking to save money on rewards redemption.

What are the Rewards and Benefits?

Apart from the welcome bonus, cardholders are also treated to a plethora of rewards and benefits.

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First, you have the travel benefits where you can enjoy 2 complimentary domestic lounge visits every quarter and you also have premium benefits ranging from concierge services to airport transfers all over India.

Cardholders can also enjoy milestone benefits such as 10,000 bonus points after spending Rs.100,000 in the first 90 days of their account as well as 1 complimentary business class ticket when you’re able to spend Rs.250,000 and more.

If you’re looking for ways to enjoy your meals, you can get a 40% discount of up to Rs.1,000 at any partner restaurant when you use the card to pay for your food. Every time you spend at least Rs.200 using the Axis Bank Vistara Infinite Credit Card, you’ll get 6 reward points which you can, later on, redeem for more rewards.

How to Redeem Your Rewards

Once you have accumulated enough reward points, you can start to redeem them for more rewards. Redeeming your reward points is also very easy. All you need to do is to visit the main website and log in to your account.

You can check your current reward points and see if you can avail the wide variety of rewards that you can claim using your reward points. You can redeem them for flights, flight upgrades, or reserve a specific seat on your flight.

You can also use the points that you’ve earned to book flights on other airlines like Air Canada, Silk Air, United Airlines, and more.

Eligibility Requirements

If you’re considering applying for the Axis Bank Vistara Infinite Credit Card, here are some things that you need to prepare before you apply. You should be 18 years to 70 years old to apply and must have a source of income.

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For employed individuals, you are required a minimum of Rs.600,000 per year while self-employed individuals are required to have a minimum of Rs.600,000 as per income tax return.

You will need to submit a few documents such as your proof of address which can be your Voter’s card, Aadhar card, passport, and others as well as proof of income such as your income tax return and monthly salary slips. You also need to provide proof of identity which comes as your Aadhar card, passport, or Voter’s card.

If you have further inquiries, you can always contact them at 00 91 22 6798 7700. You can also visit their main office at C-2, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025.

How to Apply for the Axis Bank Vistara Infinite Credit Card

To apply for the Axis Bank Vistara Infinite Credit Card, all you need to do is head over to the official Axis Bank website and click on the  Axis Bank Vistara Infinite Credit Card option. Select Apply Now and you will be taken to another window to fill out an application form.

Upload the necessary documents after filling up the form and make sure that you review the terms and conditions before submitting it. You can also visit your nearest Axis Bank branch and apply for the card.

Bring all of the required documents to the bank during your application. You can track your application by calling their customer service number above or visiting their tracking page and typing in your Application ID and DOB.


If you travel around India using a credit card, you should pick up the Axis Bank Vistara Infinite Credit Card. It has noteworthy offers that reward you for traveling domestically and using the card. Not only that, you get rewards even when you’re just using your credit card for any other transactions like food, groceries, and more.

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.