How to Apply for a Santander Zero Credit Card

We all want to trust that our bank and credit card companies are straight up with their fees and that’s where the Santander Zero Credit Card has you covered. If you want a credit card without any hidden transaction fees than the Santander card can help. They also provide a few other perks you might like.


The Santander Zero Credit Card has no monthly fee and their interest rates are competitive. And as you probably know, more and more credit card companies are providing rewards. The Santander credit card has a cash back rewards you can take advantage of.

You should always be careful when deciding on a new credit card. You want to make sure it is suitable for your lifestyle. We can help you with that with the information we’ve collected below. This knowledge will help you decide whether the Santander Credit Card is for you or not.


Want a credit card that can assist you with everyday needs, has no hidden transaction fees and provides amazing reward points? Santander Zero Credit Card is your best option. Here's how to apply:

What are the Benefits of the Santander Zero Credit Card

Santander offers a wide range of cards designed to complement every lifestyle. One of their most practical and affordable offerings on the market includes the Santander Zero Credit Card (available in Mastercard).

Staying true to its name, this credit card takes pride in giving you a card that has absolutely ZERO hidden fees. You’ll be happy to know that there are NO foreign transaction fees on purchases made abroad. Even better, you also won’t have to pay any fees on cash withdrawals made locally or abroad! This means you get to experience the peace of mind you deserve, especially after knowing you can save a lot of money.


Another privilege you’re sure to enjoy is having access to cash back rewards! Through this card, you can get cash back with retailer offers. You will be given 5 welcome offers of up to 25% cash back at major retailers. After this welcome offer, your card will continue to give you up to 15% cash back.

Lastly, you can also get up to 56 days interest-free credit on purchases! This means you can buy big-ticket items at no extra cost!

How to Apply for a Santander Zero Credit Card

Applying for a Santander Zero Credit Card is made possible with their online application form. Simply visit Santander’s website and fill out the application form.

To be eligible, you need to be at least 18 years of age, have an income of £7,500 per year, and must hold residence in the UK permanently. You should also a good credit record. Some of the documents you might need to prepare to include a valid ID, proof of billing address, proof of income, and employment details.

If approved, you will be given a credit limit based on your credit standing. This can start at £500 and can increase over time.

What are the Fees for the Santander Zero Credit Card

You’ll be glad to know that there are NO monthly fees to pay. This means you can continue enjoying the benefits at no extra charge.

Other charges you need to remember to include the APR of 18.9% (variable), a balance transfer fee of 3% (minimum of £5), an over-limit fee of £12, and a late payment charge of £12.

What are you waiting for? Apply now and get your own Santander Zero Credit Card today.

Monthly Fee: £0

Interest: 18.9% (variable)

Cash Withdrawal Fee: £0

Late Fee: £12


How to Contact Santander Zero Credit Card

Head office

2 Triton Square,
Regent’s Place, London, NW1 3AN

Telephone: 0800 9 123 123 (or 00 44 1908 237 963 if you’re dialing from abroad)

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.