How to Apply for an HSBC Revolution Credit Card

While the HSBC Revolution Credit Card has been around for quite some time, it has always been one of those credit cards that people tend to overlook. It wasn’t until recently that this amazing credit card has suddenly jumped into popularity.

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The HSBC Revolution Credit Card has been one of the more popular credit cards in Singapore. The card has seen some changes in the past and its current version is one of the best in the market right now.

If you’re interested in getting the HSBC Revolution Credit Card, check out the entire article below to learn more and how you can apply for one.

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HSBC Revolution Credit Card Features and Benefits

Are you looking for a credit card that matches your lifestyle?

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The HSBC Revolution Credit Card is about to revolutionize the way you handle both your finances and lifestyle.

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With its plethora of features and benefits specifically geared towards fitness and health, you will find yourself enjoying your life more and more with this credit card.

Check out the features and benefits of this credit card down below.

Enjoy 10X Reward Points

With the HSBC Revolution Credit Card, you get to enjoy 10x the amount of reward points that you get when you use the card for shopping online and making contactless payments.

The best way to do this is to link your credit card to your digital wallet like Apple Pay, Google Pay, or payWave and shop as much as you can.

You then get ten times the amount of reward points when you use your card for all of your online purchases or contactless payments. Additionally, you get 1 reward point for every transaction that you make without any cap.

Get Additional Cashback

What’s even great about the HSBC Revolution Credit Card is that you also get 1% cashback through the HSBC Every+ Rewards program.

To enable this feature, you must deposit funds up to a minimum of SGD2,000 in your account and make at least 5 eligible transactions every month.

You can check all eligible transactions on your account and see the cashback rewards posted as well.

Welcome Bonus

For those who successfully applied for the card, you are entitled to a welcome bonus. You can choose between a Samsonite ZELTUS luggage or a cashback worth SGD150.

Even if you are an existing HSBC cardholder, you are still entitled to an SGD50 cashback welcome reward.

Manage Your Card Seamlessly

The HSBC Revolution Credit Card also features a mobile banking app that lets you manage your account seamlessly.

You gain access to your account, check your transaction history, activate your card, link it to your account, and do almost every transaction using the app.

You can even use the app to make big purchases such as airline tickets or redeem your points for discounts using the app. Get everything that you need with the mobile banking app.

Interest Rates and Other Fees

With the HSBC Revolution Credit Card, you will never have to worry about paying an annual fee. The credit card does not charge you with any annual fee for life.

Your interest rate will depend on your creditworthiness during your application. The interest rate is at 26.9% variable APR. The cash advance fee is 6% of the total amount withdrawn with a cash advance interest rate of 28%.

You will also need to pay a 2.25% foreign transaction fee. If you make late payments, you will need to pay SGD55 per statement.

Is the HSBC Revolution Credit Card Right For You?

The HSBC Revolution Credit Card is best suited for those who consistently use their credit card for daily transactions.

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Those who want to make large transactions can surely take advantage of the amazing rewards. Anyone who is looking for flexibility in terms of their rewards will surely love this credit card.

Contact Details

If you’re interested in applying for the HSBC Revolution Credit Card, it is recommended that you check out their official website or call their customer service hotline at 800-HSBC NOW (4722669) or +65 6-HSBC NOW (6-4722 669) for more details.

You can also visit their main office located at 10 Marina Boulevard, Marina Bay Financial Centre, Tower 2 Level 48, Singapore 018983.

How to Apply for the HSBC Revolution Credit Card

Both local Singaporeans and foreigners can apply for the HSBC Revolution Credit Card.

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All applicants will need to follow the same application procedure to apply for the card but there will be specific requirements for locals and foreigners.

Eligibility Requirements for Residents

If you’re a Singaporean, you will need to be at least 21 years old with an annual income of at least SGD30,000 to apply for the card.

You must also provide a fixed deposit collateral of at least SGD10,000 if you’re not able to meet the income requirements.

You also need to provide your NRIC, the latest 3 months’ pay slips, and the latest 1-year notice of assessment as well as proof of billing address.

Eligibility Requirements for Foreigners

For foreigners, you must be at least 21 years old with an annual income of at least SGD40,000. You must also provide a fixed deposit collateral of SGD10,000 if you can’t meet the income requirements.

You will need to provide your passport, employment pass, Notice of Assessment via Myinfo, latest 3 months’ pay slips, latest 1 year Notice of Assessment, latest 3 months’ bank statements, and proof of billing address to qualify for the card.

Applying for the HSBC Revolution Credit Card

Once you have all the requirements ready, you can proceed to apply online through the official website.

Click on Apply Now and provide all the necessary details on the online application form. Upload all the required documents and do not forget to check for spelling errors.

Review the terms and conditions of the credit card before you submit. If you already have the HSBC mobile banking app, you can activate the card once you are approved.

Conclusion

It doesn’t take a lot of thinking to try and convince you to apply for the HSBC Revolution Credit Card. With its long list of amazing features and benefits and how easy it is to apply even if you’re a foreigner, you can always enjoy everything that the HSBC Revolution Credit Card has to offer.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.