Kulula Gold Credit Card – How to Apply?

If maximising your savings is a priority, you’d be happy to know that the Kulula Gold Credit Card is the answer to your concerns. With the ability to give you cash back and other exclusive deals, you won’t want to miss out on this offering. Read on to find out how you can apply for a Kulula Gold credit card.


Kulula Gold Credit Card Features and Benefits

To help you better appreciate the advantages that come with owning a Kulula Gold Credit Card, let’s take a closer look at its offerings. Powered by Visa, this card is accepted worldwide, allowing you to shop and travel anywhere you wish.

This credit card offers a great reward system through their Kulula Moolah feature. With this, you can earn 1 Kulula Moolah for every R1 you spend on your credit card. Whenever you swipe your card, you can get cash back ranging from 1% to 3% every month. You can use this cash back to pay a part of your flight or for your whole travel booking!


As a part of their welcome offer, you’ll get R360 back in Kulula Moolah when you spend R2,000 on your credit card within the first 6 months by booking a flight or using it for airport taxes. You are also given an introductory offer of R200 Kulula Moolah when you spend R1,000 in the first month of opening your account.

If you are a travel enthusiast or simply a fan of extra baggage allowances, then look no further. This credit card can get you 5kg FREE baggage on ALL Kulula flights, with the addition of one 25kg bag!


Applying for a Kulula Gold Credit Card

Applying for a Kulula Gold Credit Card is easier than ever through the Kulula website. Here, you can simply fill out the online application form and you’ll receive a response in a short while.

To apply, you must at least be 18 years old with a minimum salary of R80,000 per year or about R6,700 per month. You must also provide a valid e-mail address and a valid bank account.

Some of the supporting documents you need to provide include a copy of your recent payslip, three months of your latest bank statements, a green bar-coded South African ID, and your proof of residence.

Should your application be approved, you will be given a credit limit based on your credit score. This can start from R20,000.

Kulula Gold Credit Card Fees and Charges

For all these benefits, you will be surprised to find out that the monthly account fee is only R40.35! Meanwhile, an additional card fee will only amount to R15.10 per month. There is a one off joining fee of a maximum of R165.

Other fees you need to consider include the international currency commission and conversion fee of 2.75%, the cash withdrawal fee starting from R3.98 + R1.31 per R100 and the declined transaction fee of R8.05.

The annual interest rate for this credit card is 20%.

Overall, the Kulula Gold Credit Card is an excellent choice if you are looking for a card that gives you unparalleled rewards and a wealth of benefits. Apply now!