If you shop at Walgreens, a Walgreens Credit Card can earn you rewards on daily purchases. This card offers cash back, no annual fee, and easy account management.
This article explains how to apply, covering benefits, interest rates, eligibility, and contact details.
Overview of the Walgreens Credit Card
The Walgreens Credit Card is a convenient way to earn rewards while shopping at Walgreens. It can be used at Walgreens, Duane Reade, and anywhere Mastercard is accepted.
There are two versions of the card: the myWalgreens Credit Card and the myWalgreens Mastercard. Approval depends on your creditworthiness and Synchrony Bank’s requirements.
The card is easy to manage and offers flexible rewards on everyday purchases. It’s designed to fit your lifestyle, whether you shop in-store or online.
With no annual fee, you can enjoy the benefits without worrying about extra costs. Let’s now look at the rewards you can earn.
Walgreens Credit Card Benefits
This card offers valuable rewards and perks to enhance your shopping experience. Let’s take a closer look at the cash rewards you can earn.
Cash Rewards
With this card, you can earn cash rewards on your everyday shopping.
- 10% rewards on Walgreens branded products.
- 5% rewards on all other brands at Walgreens.
- 3% rewards on grocery and health & wellness purchases outside of Walgreens.
- 1% rewards on other purchases wherever Mastercard is accepted.
These rewards help you save on purchases you already make. Review the card terms for any exclusions that might apply.
Other Benefits
In addition to cash rewards, this card offers useful features.
- No annual fee, so you can manage it without extra costs.
- $0 fraud liability for added security.
- Free access to your credit score so you can monitor your financial health.
These benefits make the card a smart choice for everyday spending. Now let’s look at the interest rates and fees.
Interest Rates and Fees
Knowing the rates and fees helps you avoid surprises. Rates are based on your credit profile.
- The variable APR on purchases and balance transfers ranges from 19.99% to 29.99%.
- The cash advance APR is usually around 29.99%.
- Balance transfer fees apply if you use that feature.
Rates may change, so check with Synchrony Bank for updates. Always review the card agreement carefully before applying.
Eligibility Requirements
Make sure you meet the eligibility requirements before applying for the Walgreens Credit Card.
Applicants must be at least 18 years old with a physical address in the U.S. or its territories.
A myWalgreens membership is required, but it’s free and easy to join. Only one customer per membership can apply for the card.
Meeting these requirements is straightforward. Once you’re ready, the application process is simple. This ensures you get the most out of your new card.
How to Apply?
Applying for the card is simple and quick. Use this checklist to make the process easy and stress-free:
- Visit Walgreens website or any Walgreens or Duane Reade store to start your application.
- Gather your personal information, including proof of address and Social Security Number.
- Fill out the application carefully to avoid delays.
- Submit your application and wait for Synchrony Bank to review your details.
- Receive your response quickly, and your card soon after approval.
When Will You receive Your Card?
After approval, you’ll receive your Walgreens Credit Card within 7 to 10 days by U.S. mail. The card will come in a secure envelope to ensure safe delivery.
Activate your card immediately to start using it. Having the card ready means you can start earning rewards immediately.
Tips for Managing Your Walgreens Credit Card
Getting the most out of your Walgreens Credit Card is easy with a few smart strategies. Here are some tips to help you succeed:
- Pay on time: Avoid late fees by paying your balance on time each month.
- Use for everyday purchases: Maximize rewards by using the card for Walgreens and grocery spending.
- Monitor your credit: Take advantage of free access to your credit score to track your progress.
- Set up alerts: Stay on top of due dates and payments by setting up text or email reminders.
- Check rewards regularly: Log into your account to see how much you’ve earned and redeem rewards efficiently.
These simple tips help you keep your account in good standing and make the most of the card’s benefits.
How to Pay Your Walgreens Credit Card Bill?
Paying your bill is simple and can be done in multiple ways. You can pay online. You can also mail your payment to Synchrony/Walgreens, P.O. Box 71710, Philadelphia, PA 19176-1710.
For overnight payments, send to Synchrony/Walgreens, 400 White Clay Center Drive, Newark, DE 19711.
For questions about payments, call Synchrony Bank at (855) 945-3593. Staying current with payments helps you avoid fees and keeps your credit score healthy.
How Long Does It Take for Rewards to Appear in My Account?
After making your first purchase with your new myWalgreens Credit Card, you might wonder when your Walgreens Cash rewards will show up.
Typically, it can take up to 30 days for the rewards to appear in your myWalgreens account. This allows time for the purchase to be processed and the rewards credited to your account.
Adding Authorized Users to Your MyWalgreens Credit Card Account
If you’d like to let someone else use your MyWalgreens Credit Card, you can add them as an authorized user.
As the primary cardholder, you’re responsible for all charges made by any authorized users. All earned Walgreens Cash rewards will accumulate in a single account that only you can redeem.
To add authorized users, visit the Walgreens.SYF.com website and follow the instructions.
Contact Information
If you need help with your Walgreens Credit Card, there are several ways to get support. Call 1-800-WALGREENS or 1-800-925-4733 for assistance. You can also write to:
- ATTN: Consumer Relations
Walgreens Co.
108 Wilmot Rd, MS #2002
Deerfield, IL 60015
These contacts ensure you always have someone to help with questions or concerns.
Disclaimer: Please note that the terms, conditions, and rewards of the Walgreens Credit Card are subject to change at any time. Always review the latest card agreement before applying or making purchases.
Final Thoughts: Is the Walgreens Credit Card Right for You?
The Walgreens Credit Card offers great rewards and helpful features for frequent Walgreens shoppers. With no annual fee and $0 fraud liability, it’s a safe and practical choice.
Make sure to review interest rates and eligibility requirements to see if it fits your needs. If you shop at Walgreens regularly, this card can be a valuable addition to your wallet.
