How to Apply for an MBNA Purchase Credit Card

If you need help with balance transfers and want a fun 0% interest rate on a promotion, the MBNA Purchase Credit Card could be a good option. However, before filling out any applications for a new credit card, you need to do your homework. 

So, before you get into the application process, be selective where you apply. To be selective, you should write down your goals for this card. What are you trying to achieve? Are you trying to get back on the financial upside track and need help? 

Knowing what you are aiming to achieve will go a long way in helping you figure out which card is going to help you. Narrow down your options and then start off with the one that fits best these days. We have compiled all the details you need to know about the MBNA Purchase credit card so you can decide whether it is on your list or off. 

Benefits of an MBNA Purchase Credit Card

Are you a savvy shopper? Then you might like what the MBNA Purchase Credit Card has to offer.

For one, you can get a long 0% promotional rate on all your card purchases. With this in your arsenal, you can help spread the costs of your purchases over a more manageable period of time and feel less stressed about big-ticket items you buy in that time frame.

Another feature of this credit card is the option to transfer your balances from other credit cards. Through this offering, you can help manage your balances and finances all in one account.

Make Contactless Payments Easily

Powered by Mastercard, you can easily make purchases wherever Mastercard is accepted.

Plus, you can make contactless payments with your purchase credit card. You even have the option of adding your card details to your mobile device and paying anywhere you wish.

Manage Your Finances

You can track your finances and spending through your mobile devices and online. This feature allows you to manage your purchase credit card account, as well as help you see your statements and other available payment options – all from the convenience of your own home.

Your safety is secure with this card, too, as you are free from liability if fraudulent charges are made on your card. Now that you’re familiar with some of the perks of the MBNA Purchase credit card, we can move on to your fee responsibilities. 

What are the Fees of an MBNA Purchase Credit Card?

Take a look at this brief overview of the types of fees and rates you can expect with this purchase credit card. Note that it is always advisable to pay your card on time so you don’t incur fees that could hurt your credit score.

You can avail the 0% intro APR for up to 22 months on purchases, and it will then revert to a variable APR of 24.94%. There is also a 0% APR for balance transfers for 24 months before reverting to 24.94%. There is a balance transfer fee of 3.49% for 2 months, then reverting to 5%.

If you choose to use cash advances, there will be a 5% fee. However, you will have to contact the bank to learn about late payment fees and other charges.

How to Apply for the MBNA Purchase Credit Card

Applying for the MBNA Purchase Credit Card can be done in many ways, but the most convenient option is to apply online.

You can head over to the official website to learn more about the card and its features and benefits.

If you wish to apply, you can check your eligibility first and then continue with your application until approval.

Eligibility for Application

Before you can apply for the MBNA Purchase Credit Card, you must qualify for the card first. All applicants are required to be 18 years old and above to apply for the card.

They must also be a resident of the United Kingdom and must have a regular annual income with a good credit standing history.

Applicants must not have any past declined applications for any MBNA credit card in the past 30 days, and you must be able to provide your main bank account number and other financial documents.

Applying for the MBNA Purchase Credit Card Online

When applying for the MBNA Purchase Credit Card online, head over to the official website and go through the eligibility check first. Provide all of the information needed for the eligibility checker and wait for a couple of minutes.

It should provide you with the information on whether you’re qualified for the card to proceed with the application.

If you wish to continue, provide all of the necessary financial information and upload any documents that they may need for review. Double-check everything before you submit it and wait for the approval.

Why You Should Use the MBNA Purchase Credit Card

With so many credit cards out there, you might think that there is not a single credit card that does all of the things that you need.

The card offers more than just letting you use your credit for purchases and other transactions. There’s more to what the MBNA Purchase Credit Card can offer.

It helps you keep track of your spending and transfers now that you can manage it all in one place. You can even earn cashback and add the card to your smartphone as your digital wallet.

So if you’re looking for a well-rounded card, the MBNA Purchase Credit Card is the right one for you.

Contact Details

If you need assistance with your application or any other inquiries regarding the card, you can always go to their official website and message them through their Support page.

You can also call their customer service hotline at 03456 062 062. You can also visit their main office located at Cawley House, Chester Business Park, Chester CH4 9FB.

Conclusion

If you’re looking for a well-rounded credit card that offers more than just the usual features of almost every other credit card that you can find, the MBNA Purchase Credit Card is the optimal choice. There is more to this card than just letting you spend your credit.

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.