Looking for a valuable credit card that covers every aspect of your life? What about one that offers perks and discounts when you use it for purchases? Standard Bank has a series of credit cards that can satisfy your criteria. Check out their best offer:
Standard Bank Titanium Credit Card Features and Benefits
This MasterCard is a truly valuable one due to the various travel, lifestyle and insurance benefits it offers. When you get your hands on the Standard Bank Titanium Credit Card, you can enjoy up to 35% discount on Emirates flights. Just make sure that you book through Leisure Desk and that you satisfy the terms and conditions. You can also get up to 33% off on online purchases at Wine of the Month (T&Cs apply). Lastly, you are covered with basic travel insurance whenever you use this card.
These and many other exciting perks await you when you decide to avail this credit card.
Getting a Standard Bank Titanium Credit Card
If you plan to get this card, make sure that you have the required documents for a successful and hassle-free application via the Standard Bank online application form. Eligible candidates are those over 18 years old. You need to provide a copy of your South African ID if you are a South African citizen. For non-citizens, present a copy of your passport. In addition, the bank requires applicants to provide a copy of their recent payslip and a bank statement covering at least 3 months.
Take note that the bank requires applicants to have at least R 25,000 monthly income. Otherwise, you will be eligible if you hold a tertiary education degree.
Keep in mind that the bank will conduct credit card checks and other Financial Intelligence Centre Act requirements. Standard Bank Titanium Credit Card Fees and Charges
Standard Bank Titanium Credit Card Fees and Charges
When you decide to get the Standard Bank Titanium Credit Card, another thing you should take note of is the fees. The monthly service fee for this card is R 40 with an initiation fee of R 175. If you choose to get a standalone credit card, you can expect to be a monthly card fee of R 29. However, the bank gives you an affordable option as you do not have to pay the monthly fee if you bundle the card with the Prestige Banking account.
If you choose to make cash withdrawals, you will be charged a fee of R 2,25 for every R 100 you withdraw via ATM. On the other hand, the fee for branch withdrawals is R 45 with an addition of R 2,25 for every R 100. Any late payments will be charged R 160,00.
The good news is that the minimum monthly repayment is only 3%. Moreover, the interest is waived for up to 55 days after the card issuance only if you pay your account in full.
By getting this card, you are sure to get travel, lifestyle and insurance rewards that give you the best value for your money. Interested in getting one? Get in touch with the bank today!