Kiwibank NZ Mastercard Zero Credit Card – How to Apply?

Are you interested in getting a credit card with no account fees? If so, Kiwibank offers affordable rates designed to fit your everyday lifestyle.


If you want to get the lowest rates on the market, check out Kiwibank NZ Mastercard Zero Credit Card.

Here, we are going to take a look at this credit card and see what it offers, so read on to learn more about this credit card and how you can apply quickly and easily.


Kiwibank NZ Mastercard Zero Credit Card Features and Benefits

For interested parties who want to receive the advantages of a low-cost credit card, you’ll be happy to know that this Mastercard Zero offers no account fee.

This means you won’t have to pay extra fees just to secure your account. On top of this, additional cardholders under your account will garner no extra charge as well.


Another benefit you’re sure to appreciate is low-interest rates. When you make purchases using your credit card, you will be charged a low interest rate of 16.90% per year. For big-ticket items you have long been needing to purchase, you can get up to 55 days interest-free.

With its Mastercard Contactless technology, you can make transactions and payments of up to $80 without ever swiping or inserting your card. Equipped with microchip technology and Mastercard SecureCode, your credit card is protected to the fullest.

How to Apply for a Kiwibank NZ Mastercard Zero Credit Card

Getting a Kiwibank NZ Mastercard Zero Credit Card is simple. All you need to do is visit the Kiwibank website, click on apply now and complete the online submission form. In just a few minutes, you can finish the application form.

To be eligible for a Kiwibank NZ Mastercard Zero Credit Card, you must be at least 18 years of age and be a permanent resident in New Zealand. To qualify, you should also have a good credit history.

Some documentation you need to prepare to include your valid proof of identity and a proof of address.

Should your application be approved, you will receive a credit limit of up to $20,000 depending on your credit standing.

Kiwibank NZ Mastercard Zero Credit Card Fees and Charges

To help you enjoy the continued benefits of this card, you’ll be glad to find out that there are no account fees for both the primary and supplementary cardholders.

Other charges you need to bear in mind include the purchase interest rate of 13.95% per annum, the cash advance interest rate of 13.95% per annum.

The fee for cash advances within New Zealand is $0.90 per transaction and internationally, it is $6 per transaction.

The international transaction fee is 1.85% of the New Zealand dollar amount once it has been converted.

There is also a late payment fee of $5.

Should you move your balance from a non-Kiwibank credit card, there is a 1.99% balance transfer charge for 6 months.

Bank Contact Details

You can contact the bank using the following details if you have questions or would like help with your card or application.

Phone: 0800 113 355 or +64 4 473 1133 internationally

Postal Address: Kiwibank Limited, Private Bag 39888, Wellington Mail Centre, Lower Hutt, 5045

Twitter: @KiwibankNZ

You can also click here to find a branch located near you.


As you can see, the Kiwibank Zero Credit Card comes with quite a variety of excellent features included to make your purchases and payments hassle-free.

If you want a low-interest credit card at no extra cost, the Kiwibank NZ Mastercard Zero Credit Card might just be the one for you. Apply now and get yours today.

Note: There are risks involved when applying for and using credit Consult the bank’s terms and conditions page for more information.