How to Apply for CMB Classic Platinum Card

China Merchants Bank offers the CMB Classic Platinum Card for those who feel that their travel needs ought to be met. Among an array of CMB credit cards, this platinum card offers many features suited for those who like to travel in luxury. It also offers medical and recreational benefits.


Enjoy a set of features, such as bonus points for hotel and flight bookings. Additionally, take advantage of services such as check-ups and clinics. With this card, you can utilize what is truly considered a platinum service.

If you are interested in reaping the rewards of this Chinese credit card, read on to learn about how you can apply for approval. Information regarding services, fees, and more are listed below.


CMB card

Benefits and Features of the CMB Classic Platinum Card

One of the most exciting features of the CMB Classic Platinum card is that it affords you some luxury travel experiences. Cardholders will benefit from luxury hotel room bookings, which come with bonus points.


This credit card also allows users to enjoy access to exclusive golf clubs, including discounts and free practice opportunities. If you enjoy golf and other recreation associated with travel, this card might have piqued your interest by now.

Users also have medical benefits to avail when holding this card. You can access free physical check-up appointments in various locations in China, as well as dental services and more.

If the above perks weren’t enough to entice you, you may find that the rewards benefits of this card interest you. You enjoy 10X and 5X bonus points when you book flight tickets and hotels. Card holders have to use the CMB Business Travel Management Platform. You also get 5X bonus points if you book specific tour plans, and so much more. If all of these interest you, read on to learn about how you can be eligible to apply.

Eligibility and How to Apply for the CMB Classic Platinum Card

To be eligible for this card specifically, you may need to meet certain age or employment requirements. Additionally, you may be required to show proof of income, credit history, or other qualifying materials when applying.

Individuals who wish to apply for this credit card can contact CMB to speak with a bank representative or visit the CMB website to learn more.

Fees and Charges

Some particular charges and fees associated with this credit card may not be disclosed without first contacting a representative at CMB. You should contact to inquire before applying for a card.

  • Cash Borrowing Limit: Generally up to 50% of your credit limit.
  • Cash Borrowing Fee: 1% of the borrowed amount, minimum charge of RMB10.
  • Foreign Cash Borrowing Fee: (Including Hong Kong, Macau and Taiwan) 3% of the borrowed amount, minimum of RMB30 or USD3.
  • Minimum Repayable Amount: Generally 10% of card balance (exceptions apply).

Bank Contact Info and Address

If you must contact someone at CMB, the bank has a year-round 24/7 customer service hotline reachable at 400-820-5555.

The bank’s address is 48/F. China Merchants Bank Tower, No. 7088 Shennan Boulevard, Shenzhen, P.R.China.

Specific Feature

One of the greatest features of this card is surely the travel benefits that you avail when you book certain hotels. Cardholders can enjoy the perks of 5 star hotels, including 50% discounts or free night stays. You also avail free buffets at these 5 star hotels and more.

Customers can also enjoy the recreational benefits of free cinema tickets and free parking advantages at various department store locations.


If you find that the features and services associated with this credit card can meet your specific needs, then you should consider applying for one. Follow the eligibility rules above and contact CMB to learn more.

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.