Are you looking for a credit card that offers financial flexibility for first-time cardholders, including worldwide acceptance? In this economic climate, having financial security & flexibility should be one of your main goals. With the right credit card in hand, you can make each and every purchase count toward your financial independence…
Take a look at what City Bank Credit Cards have to offer. Their Visa Classic Dual is a great choice for first-time cardholders. Read on to find out how you can apply for a City Bank credit card…
City Bank Credit Card Features and Benefits
Before getting a City Bank credit card, it’s imperative that you know the advantages you’ll be experiencing with one in hand. The City Bank Visa Classic Dual Credit Card provides plenty of exciting deals and offers. It also offers worldwide acceptance, allowing you to shop from anywhere you wish!
The Visa Classic Dual Credit Card takes pride in having round the clock purchasing power for goods and services. This means you can shop at any Visa-branded POS outlet without having to worry about carrying cash! To make it even more convenient, you can easily shop online without all the hassle. Even better, you can enjoy safe online shopping with their excellent purchase protection facility.
For those days you simply need extra cash, you will definitely see the importance of their cash advance facility. You can easily withdraw cash up to 50% of your credit limit at City Bank ATMs without the extra charge.
Another feature you will certainly enjoy includes their auto debit payment facility. Through this, you won’t have to stand in long lines just to pay your monthly bills! Now, you can simply pay your monthly dues online through your account.
How to Apply for a City Bank Credit Card
To apply for a City Bank Visa Classic Dual Credit Card, all you need to do is go to your nearest City Bank branch and fill out an application form. For more information, feel free to visit their website or give them a call to inquire about their application process.
To be eligible, you must be at least 18 years of age with a gross monthly income of BDT 15,000. You must also have permanent employment for at least a year before getting this card.
Supporting documents you need to prepare include 2 copies of passport-sized photographs, proof of income (copy of payslips from the last 3 months), copy of ETIN certificate, copy of NID, proof of billing address, and 6 months bank statement.
If approved, your credit limit will be determined by the bank based on your financial standing. It may be anywhere from BDT 10,000 to BDT 49,999 or USD 500 to USD 1,999.
City Bank Credit Card Fees and Charges
In owning a credit card, you need to bear in mind that there are some fees you need to be responsible for. For the City Bank Visa Classic Dual Credit Card this includes:
- Standard monthly interest rate of 2.5%
- Annual membership fee of BDT 1,500
- Supplementary cardholder fee of BDT 750
- 2.5% interest on cash advance charges
- Late payment charge of BDT 200 or USD 10
Overall, the a City Bank Credit Card, particularly the Visa Classic Dual Credit Card is a great choice if you are looking for a low-cost credit card that’s accepted worldwide. What are you waiting for? Apply today!
