Amazon Credit Card – Learn the Benefits Before Applying for Rewards Visa Signature

Are you looking for the perfect credit card that lets you get the most out of your shopping experience? Do you often travel or live a digital nomad lifestyle? The Amazon Rewards Visa Signature credit card might be the one for you.

The Amazon Rewards Visa Signature card features generous cash back rewards and many other benefits while you enjoy the convenience of shopping on Amazon. Whether you’re shopping in-store or through the website, you can access exclusive benefits like travel and shopping discounts as well as budget deals.

With this article, you will learn the benefits of applying for the Rewards Visa Signature card.

  • More than Just a Credit Card
  • Earning and Redeeming Reward Points
  • Travel Protection and Hotel Perks for Digital Nomads and Travelers
  • Follow These Steps to Apply

More than Just a Credit Card

One of the best features of the Amazon Rewards Visa Signature card is the very attractive sign-up bonus for new cardholders.


When you open an account, you have the opportunity to earn as much as $100 in the total value of Amazon Gift Card credit. This can only happen when you sign up for an account and make at least $1,000 in purchases within the first three months of opening the account.

You’ll then get 10,000 reward points which can then be redeemed for more rewards. There are even more exclusive offers all throughout the year if you keep on using your card for Amazon purchases.

Rewards and Benefits That You Get

With its wide array of rewards and benefits, this card is a great fit for anyone who is looking to save more money.


Some of the benefits you’ll get include purchase protection that covers eligible purchases for up to 120 days from the date of purchase against damage or theft. The items must be purchased using the Amazon Rewards Visa Signature card to qualify.

In addition to the purchase protection feature, you also have extended warranty coverage. This extends the original warranty on eligible items to up to one year when you use the same card.

Earning and Redeeming Reward Points

The Amazon Rewards Visa Signature card lets you earn points from spending on Amazon purchases.


You earn three points for every dollar that you spend on Amazon items or Whole Foods Market products.

You’ll get 2 points per dollar spent on gas stations, drugstores, and partner restaurants. You also get 1 point per dollar that you spent on other purchases when you use the card.

You can then use the reward points that you’ve earned to redeem for statement credit or use them to shop for more items at the website or any establishment that accepts Visa cards.

Fees and Charges

Those who are looking for a credit card with reasonable fees should take a good look at the Amazon Rewards Visa Signature card. The card offers a variable APR of 18.49% to 26.49% depending on your creditworthiness.

There’s a balance transaction fee of either $5 or 4% of the amount of each transfer, whichever is greater. There are no foreign transaction fees and no annual fees

Be sure to pay on time unless you want to shoulder a late payment fee as high as $39. Return payment fees can go as high as that amount as well.

Travel Protection and Hotel Perks for Digital Nomads and Travelers

For a credit card that has no annual or foreign transaction fees, it sure has a lot of benefits that you can enjoy especially if you travel a lot or are a digital nomad.

Image Source: Pixabay

The Amazon Rewards Visa Signature card offers travel protection where you’ll get travel and emergency assistance, lost luggage reimbursement, travel accident insurance, and even baggage delay insurance.

There are even more perks to unlock when you’re on the road, as the card also offers roadside dispatch in case something happens to you or your car while driving.

There’s also an auto rental collision damage waiver that comes with the card.

Should You Get the Amazon Rewards Visa Signature Card?

With so many options to choose from, it can be hard to decide if the Amazon Rewards Visa Signature card is really for you. 

If you find yourself spending most of your time shopping at Amazon, Whole Foods, and many other Visa-approved establishments, this is the right card for you.

Follow These Steps to Apply

If you’re interested in applying for this card, you need to know first if you’re eligible.

You need to be 18 years or older and have a home address for you to be eligible for the card. You should also have a good credit score and a permanent job or source of income.

To apply for the card, you can log in to the official website. You can sign up for one if you don’t have an account and select “Apply Now”. Fill out the necessary information and read the terms and conditions before you submit.

Once done, all you need to do is wait for a few business days and you will be contacted by the bank to let you know if you have been approved for the card.

Check Out How You Can Contact Them

If you encounter any issues with your application, or if you want an update regarding your credit card application, you can always talk to an Amazon representative by calling them at 1 (888) 280-4331. 

You may also visit any nearby office or you can mail them through their address at 410 Terry Ave North, Seattle, WA, 98109-5210.


Get the most out of your shopping experience today with the Amazon Rewards Visa Signature card. With no annual fee, generous rewards, special offers, and lovely discounts, you can save money while also earning rewards for every purchase that you make. If you’re a frequent Amazon shopper, this card is an excellent choice for you.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.