If you’re a fan of rewards credit cards, you’d surely want to own one that lets you enjoy shopping. This is why Walmart currently offers a credit card to all its members. This makes purchases better, quicker, and more rewarding.
The Walmart Rewards Mastercard is a top-tier rewards credit card for Canadian shoppers who regularly visit Walmart. It has a very generous rewards program, zero annual fee, and loads of benefits for its value. The card can help you maximize your savings, especially in everyday purchases.
In this article, you will learn more about the overall benefits so you can make the most out of your credit card. Enhance your shopping experience today and check out what’s new with the Walmart Rewards Mastercard.
Walmart Rewards Mastercard Highlights and Benefits
The Walmart Rewards Mastercard is a credit card that rewards cardholders when they shop at Walmart Canada.
The card offers gracious rewards and various ways to make its customers’ lives more convenient, affordable, and efficient.
When you apply for a credit card, you almost always get immediate approval. Check out what you can expect with the Walmart Rewards Mastercard below.
Earning Rewards With the Walmart Rewards Mastercard
With the Walmart Rewards Mastercard, you can enjoy earning rewards for every dollar you spend in-store and online.
Cardholders earn 1.25% in Walmart Reward Dollars for every dollar spent and 1% for every other transaction and purchase made with the card.
The best thing about these rewards is that you can use them to get discounts on your next transaction. You can even use Walmart Reward Dollars for your purchases at any Walmart store or on the online platform.
Save More With Zero Annual Fee
One of the best benefits of the Walmart Rewards Mastercard is the no-annual fee. This feature ensures you enjoy all the benefits and rewards of using the card every day of the year.
You will never have to worry about additional annual charges. This is especially beneficial for those who are looking to save money every year, which can be a significant advantage for your budget.
Discover Flexible Purchase Options
Speaking of purchases at Walmart stores, you can also finance your next Walmart purchases for over 6 months or even more.
To qualify for this feature, you need only make a transaction worth $199.99 and above and use the card to pay for the first increment. This is a very good benefit, especially for those who do not want to pay for their purchases in bulk.
This lessens the burden on those who want to make a large purchase and helps them afford it.
Welcome Bonus
While the Walmart Rewards Mastercard might not have the best welcome bonus of any other credit card, it still provides its loyal cardholders with a decent one.
You can get up to $45 in welcome bonuses when you sign up for the card and get approved. This can be used in many ways, such as discounts on your first transaction or simply transferring it to your bank account.
Interest Rates and Other Charges
Regarding interest rates, Walmart Rewards Mastercard cardholders can expect to pay a regular APR of around 20.89% to 25.99% for purchases. Other charges include a $4 cash advance fee and a 2.5% foreign transaction fee.
There is also a 2.5% charge per purchase as the installment setup fee.
Is the Walmart Rewards Mastercard Right For You?
The Walmart Rewards Mastercard is perfect if you want to enjoy a rewards credit card that lets you earn and redeem rewards.
If you’re a loyal Walmart Canada customer, this is the best card to use when shopping at any Walmart store.
It is also a good choice for those who want to spread out their payments after making a large purchase and save a significant amount of money from extra charges.
Contact Details
For more information about the Walmart Rewards Mastercard, call their customer service hotline at 1-888-331-6133. A representative will assist you with your concerns over the phone.
You can also visit their main website for more information and details about the credit card or their office located at 1940 Argentia Road, Mississauga, Ontario L5N 1P9.
How to Apply for the Walmart Rewards Mastercard
One of the best perks of applying for the Walmart Rewards Mastercard is its fast approval. New applicants only need to qualify for the annual income requirement. Additional documents must also be submitted during the application.
You need only prepare all the required information for the application, submit it, and receive approval within a few minutes.
Here are the steps to apply for the Walmart Rewards Mastercard.
Online Application
The best way to apply for the Walmart Rewards Mastercard is online, but you may also apply at any Walmart Canada store.
Head over to the official website and click on Apply Now. Fill out the online application form with your details. Review everything, including the terms and conditions, before you submit your application.
Approval and Activation
It only takes a few minutes after you submit your application to get the approval. If your approval takes more time, the information on your application is either invalid or certain information was entered incorrectly.
Upon getting the approval, you will receive instructions on when you can receive your credit card and how to activate it.
Conclusion
The Walmart Rewards Mastercard means you get better rewards and more perks than the average Walmart shopper.
The Walmart Rewards Mastercard is meant for every Canadian. Experience the Walmart Rewards Mastercard and apply for one today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
