Walmart Rewards MasterCard – Learn How to Apply

If you’re a fan of rewards credit cards, you should surely want to own a credit card that lets you enjoy shopping all the time. This is why Walmart currently offers the Walmart Rewards Mastercard to all its members as a way to make purchases and other transactions better, quicker, and more rewarding.


With the Walmart Rewards Mastercard, you unlock key features that are not available in many other store credit cards. You can use the credit card to complete your purchases at Walmart or on their online platform. You can even use the card elsewhere as well.

Check out what’s new with the Walmart Rewards Mastercard and learn how to apply for the card.

Image Source: Walmart Canada

Walmart Rewards Mastercard Highlights and Benefits

The Walmart Rewards Mastercard is a credit card that rewards cardholders when they shop at Walmart Canada and on its online platform.

Image Source: Canada Points Guy

The card offers gracious rewards and different ways to make the lives of its customers a lot more convenient, affordable, and efficient.


When you apply for the credit card, you almost get an immediate approval. Check out what you can expect with the Walmart Rewards Mastercard down below.

Earn Rewards for Every Dollar That You Spend

When you have the Walmart Rewards Mastercard, you get to enjoy earning rewards for every dollar that you spend both in-store and online.

Cardholders get 1.25% in Walmart Reward Dollars for every dollar that they spend and earn 1% for every other transaction and purchase that they make with the card.

The best thing about these rewards is that you can use them for your next transaction to get discounts. You can even use the Walmart Reward Dollars for your purchases at any Walmart store or on the online platform.

Finance Your Next Purchase

Speaking of purchases at Walmart stores, you can also finance your next Walmart purchases for over 6 months or even more.

All you need to do is to make a transaction that is worth $199.99 and above and use the card to pay for the first increment to qualify for this feature. This is a very good benefit, especially for those who do not want to pay for their purchases in bulk.

This lessens the burden for those who want to make a large purchase and helps them be able to afford to make such a purchase.

Welcome Bonus

While the Walmart Rewards Mastercard might not have the best welcome bonus out of any other credit cards out there, it still provides its loyal cardholders with a very decent one.

You can get up to $45 in welcome bonuses when you sign up for the card and upon getting the approval. This can be used in many ways such as discounts on your first transaction or simply transferring it to your bank account.

Purchase Assurance

The Walmart Rewards Mastercard ensures that you receive all of your purchases in top quality with the purchase assurance feature.

Whenever you purchase and make a transaction using a credit card, you protect all of your purchases against theft, loss, or damage in the first 90 days upon reporting the incident.

Make sure that you take photos of the items or at least any evidence of the purchase before you claim evidence.

No Annual Fee

Having zero annual fee for a credit card is already a common feature but the Walmart Rewards Mastercard makes it even more convenient.

Since you’re using your credit card for Walmart purchases, having zero annual fee makes using the credit card even more affordable.

You will never have to worry about paying fees and extra charges even if you don’t use the card for a long time.

Interest Rates and Other Charges

When it comes to interest rates, Walmart Rewards Mastercard cardholders can expect to pay a regular APR of around 19.89% to 25.99% for purchases. Other charges include a cash advance fee of $4 and a 2.5% foreign transaction fee.

The installment plan setup fee for those who would like to use the feature will be charged with 2.5% per purchase.

Is the Walmart Rewards Mastercard Right For You?

The Walmart Rewards Mastercard is the perfect card for you if you want to enjoy a rewards credit card that lets you earn rewards that you can later use within Walmart.

Image Source: Forbes

If you’re a loyal Walmart Canada customer, this is the perfect card to use when shopping at the store or on their online platform.

It is also a good choice for those who are looking to spread out their payments after making a large and important purchase.

Contact Details

For more information or if you need your inquiries about the Walmart Rewards Mastercard answered, you can dial the number – 1.888.331.6133 their customer service hotline. A representative will be able to assist you with your concerns over the phone.

You can also visit their main website for more information and details about the credit card. You can also visit their office located at 1940 Argentia Road. Mississauga, Ontario L5N 1P9.

How to Apply for the Walmart Rewards Mastercard

One of the best perks when applying for the Walmart Rewards Mastercard is its fast approval.

Image Source: Walmart Corporate

All you need to do is prepare all the information required for the application, submit your application, and receive the approval within a few minutes.

Here are the steps to apply for the Walmart Rewards Mastercard.

Online Application

Applying online is the best way to apply for the Walmart Rewards Mastercard. You may also apply at any Walmart Canada store.

Head over to the official website and click on Apply Now. Fill out the online application form with your details. Review everything including the terms and conditions before you submit your application.

Approval and Activation

It only takes a few minutes after you submit your application to get the approval. If you’re wondering why your approval takes more than that, it might be that the information on your application is either invalid or certain information was entered incorrectly.

Upon getting the approval, you will receive instructions on when you can receive your credit card and how to activate it.


Having the Walmart Rewards Mastercard whenever you shop at Walmart means you get better rewards and more perks than the average Walmart shopper. Go ahead and apply for the credit card today to experience the difference!

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.