GO MasterCard Credit Card – How to Apply Online

The GO Mastercard Credit Card from Latitude is your perfect everyday credit card. You have everything that you need from this card including buy now, pay later schemes at thousands of retailers online as well as interest-free period that can run for days.

ADVERTISEMENT

If you’re looking for a credit card that can match your daily needs, the GO Mastercard Credit Card is your best choice. There are several payment options and an enticing interest rate that you’ll surely love.

Check out what’s in store for you with Latitude’s GO Mastercard Credit Card with the article below, and learn how to apply for the card.

ADVERTISEMENT
Image Source: Latitude

Why You Should Choose the GO Mastercard Credit Card

There are a lot of things to love about the GO Mastercard Credit Card apart from its many features and perks.

Image Source: Easy Name Change

The GO Mastercard Credit Card can be used at any establishment or store, whether it is online or in-store. This makes it one of the most accessible credit cards to use in your day-to-day life.

ADVERTISEMENT

Here are some of the many reasons why you should choose the GO Mastercard Credit Card.

Interest-Free Plans That Suit Your Needs

The GO Mastercard Credit Card makes it very simple for you to pay your monthly payments by offering different payment plans.

You can enjoy buy now, pay later interest-free plans that are suited to your budget needs. If you want to pay a stable monthly payment without having to change your budget, there is always an option for you.

There’s even a 6-month payment plan where you only need to pay the minimum monthly payments with a minimum purchase of $150.

Use the App to Get an Interest Period

Download the mobile banking app and connect your account to the app. You can enjoy more than 6 months of interest-free period when you select your purchases at the Latitude app within the next 30 days.

Make sure that you reach the threshold of $250 on general purchases to avail this promotion.

This can help you have more buying power without having to worry about paying more interest when using the card.

Instant Cardless Payment

With the GO Mastercard Credit Card, you simply tap the card at the terminal and complete the transaction if you’re paying in-store.

You can apply, get approval, and start shopping on your phone within minutes once your card has been approved when you pay online.

With such easy access to payment and fast transactions, you know that it is also safe and convenient for you. No more worrying about failed transactions and fraudulent activities.

Manage Your Payments

We all worry about making it through the due date and being able to pay for everything. With the Latitude app, you can manage your payments easier so you can make payments on time.

All of your finances can be found on the app, so you can easily track all of your transactions, make payments, and do more with the app.

Stay on top of your due dates and never miss a single payment with the help of the Latitude app. The Latitude app is available to download at the Google Play Store for Android and Apple App Store for iOS devices.

The Latitude GO Rewards

The rewards program is pretty simple, and every dollar you spend using the Latitude GO MasterCard will earn you 1 Latitude GO Reward Point.

This reward program applies to all purchases, regardless of what you are buying. You can also redeem the points when you like at the Latitude GO Rewards shop.

This is packed with more than 4,000 products, such as homeware, gift cards, electronics, and many more. 

Interest Rates and Other Charges

With the GO Mastercard Credit Card, there is a 27.99% interest rate on general purchases however, cardholders can enjoy a 0% interest rate of up to 55 days on general purchases and 0% on long-term interest-free payment plans.

There is a monthly credit card fee of $10.95 but you won’t be paying any account establishment fee for the card.

The cash advance rate is 29.99% with a cash advance fee of $4 or greater of 3.5% of the total amount.

Eligibility Requirements for the GO Mastercard Credit Card

If you’re interested in applying for the GO Mastercard Credit Card, you must first be eligible to apply for the card.

Image Source: The Original PC Doctor

All applicants must be 18 years old and must be residents of Australia before they can apply. You must also be able to submit a copy of your driver’s license, passport, or proof of age.

Applicants must have a stable income with documents to prove it, which includes details of their income, assets, and debts.

You must also be willing to share information about your employment, your employer’s name, and their contact details to qualify for the card.

Applying for the GO Mastercard Credit Card Online

The best way to apply for the GO Mastercard Credit Card is through the official website. Head over to the official website and click Apply. Check your eligibility through the website and wait for 10 minutes to be approved.

Fill out all the necessary information required for the application. Make sure that you have thoroughly read the terms and conditions of the card. You should also check for any errors before you submit.

It should only take a few seconds before you receive approval for your application. Once you’ve received your card, activate it first and start shopping.

Contact Details

If you would like to get in contact with a Latitude Financial representative, you can reach them by calling 1300 552 079. If you are in Australia, or +61 287 478 178 if you are overseas. 

You can also check out their main office located at Level 18, 130 Lonsdale St, Melbourne, VIC 3000.

Conclusion

With Latitude’s GO Mastercard Credit Card, you are always assured that you will have the most convenient time spending your credit limit. It is the perfect everyday credit card that is trustworthy and efficient with your time. Go ahead and apply for one today!

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.